Union County property record for 1028 Ellington Downs Way, Monroe, NC 28110
| Property Type | Other Improved |
|---|---|
| Details | built 2019 |
| Lot Size | 0.238 acres (10,367 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,060 (Apr 2021) |
| Tax Bill | $2,949 (2025) |
| Deeds & Mortgages | Mar 2025 Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-003-168 |
| Primary APN | 06-003-168 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Building Area | 3,233 sqft Living Area |
| 1st Floor Area | 1,515 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 10,367 sqft (0.238 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1028 ELLINGTON DOWNS WAY |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-9347 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | R-20 UNION |
| Legal Description | #6 ELLINGTON DOWNS PH1A OPCN369-370 OPCN790-791 |
| Legal Subdivision | WEDDINGON CREEK |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 20308 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1028 ELLINGTON DOWNS WAY, MONROE, NC 28110-9347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2025 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2021 · Amount on Record |
| Deed Sale | Apr 12, 2021 · Amount on Record |
| Prior Sale | Nov 15, 2019 · Amount on Record |
| Deed Document Number | 202116928 |
| Deed Book / Page | 8059 / 583 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1028 ELLINGTON DOWNS WAY, MONROE, NC 28110-9347 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1028 ELLINGTON DOWNS WAY, MONROE, NC 28110-9347 |
| Document Number | 0009081105 |
|---|---|
| Date | Mar 18, 2025 |
| Book Page | 9081/105 |
| Instrument | 6439 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 12, 2021 |
| Property Address | 1028 ELLINGTON DOWNS WAY, MONROE, NC 28110-9347 |
| Document Number | 0008059583 |
| Book / Page | 8059 / 583 |
| Map Reference | CAB N FILE 369&370 |
| Instrument Date | Apr 9, 2021 |
| Instrument | 16928 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,060.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21393 NE 8TH CT # CT3, CT3, N MIAMI BEACH, FL 33179-1149 |
| Name | Verified Name |
|---|---|
| Address | 108 SUMMERWOOD PL, WAXHAW, NC 28173-7845 |
| Document Number | 0000016929 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 16929 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $634,900 (-) Land $102,800 Building $532,100 | $634,900 (-) Land $102,800 Building $532,100 | |
| 2025 | $2,949.00 (+24.22%) | $634,900 (+67.26%) Land $102,800 Building $532,100 | $634,900 (+67.26%) Land $102,800 Building $532,100 |
| 2023 | $2,374.00 | $379,600 Land $87,000 Building $292,600 | $379,600 Land $87,000 Building $292,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2015–2023) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2023 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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