1028 Earle Ave, Waco, TX 76704 Property Records

McLennan County property record for 1028 Earle Ave, Waco, TX 76704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 910 sqft · built 1925
Lot Size	0.17 acres (7,400 sqft)
Owner	Company Name on File
Tax Bill	$505 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Apr 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-003100-017000-2`

Property Details

APN / Parcel Number

Primary APN	`48-003100-017000-2`
Alternative APNs	`4800310001700020111` `163023`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	910 sqft Living Area
1st Floor Area	910 sqft
Flooring	Carpet

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1955
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	7,400 sqft (0.17 acres)
Lot Dimensions	148 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Central

Location & Zoning

Street Address	1028 EARLE AVE
City	WACO
State	TX
Zip	76704-2617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BEALL NELSON LOT 13 BLOCK 8 ACRES .1699
Legal Subdivision	BEALL NELSON
Legal Block	8
Legal Lot Number	13
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1020
Census Tract	1500

Owner

1028 Earle Ave, a single family home, is owned by a company.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Company Name on File
Mailing Address	2012 LAKE AIR DR, F, WACO, TX 76710-7902
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Line of Credit ALLIANCE BANK CENTRAL TEXAS
Apr 14, 2020	Loan Modification, Mortgage SECURITY BK/CRAWFORD
Jun 22, 2017	Warranty Deed, Transfer SECURITY BK/CRAWFORD

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1028 EARLE AVE, WACO, TX 76704-2617
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051054
Date	Dec 17, 2021
Instrument	2021051054

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Address	WOODWAY, TX 76712

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Dec 10, 2026

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1028 EARLE AVE, WACO, TX 76704-2617
Document Number	0000013319
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1401 LAKE AIR DR WACO TX 767104423, WACO, TX 76710-4423

Mortgage

Document Number	0000013319
Date	Apr 27, 2020
Instrument	13319

Lender

Name	SECURITY BK/CRAWFORD
Type	Bank
Address	CRAWFORD, TX 76638

Agreement

Amount	Amount on Record

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 22, 2017
Property Address	1028 EARLE AVE, WACO, TX 76704-2617
Document Number	0000020266
Instrument Date	Jun 21, 2017
Instrument	20266
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1401 LAKE AIR DR WACO TX 767104423, WACO, TX 76710-4423
Investor	Possibly a Property Investor

Mortgage

Document Number	20267
Date	Jun 22, 2017
Instrument	20267

Lender

Name	SECURITY BK/CRAWFORD
Type	Bank
Address	CRAWFORD, TX 76638

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jun 21, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1028 Earle Ave was $505, down 0.4% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,500 (-) Land $14,134 Building $8,366	$22,500 (-) Land $14,134 Building $8,366
2025	$505.00 (-0.39%)	$22,500 Land $12,800 Building $9,700	$22,500 Land $12,800 Building $9,700
2024	$507.00
2023		$22,500 Land $11,170 Building $11,330	$22,500 Land $11,170 Building $11,330
2022	$504.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1028 Earle Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1028 Earle Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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