1028 E Annette Dr, Phoenix, AZ 85022 Property Records

Maricopa County property record for 1028 E Annette Dr, Phoenix, AZ 85022

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,195 sqft · built 1989
Lot Size	0.092 acres (4,016 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Dec 2016)
Tax Bill	$1,088 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`214-12-784`

Property Details

APN / Parcel Number

Primary APN	`214-12-784`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,195 sqft Living Area
1st Floor Area	1,195 sqft

Exterior

Year Built	Built 1989
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	4,016 sqft (0.092 acres)
Parking Spaces	2 Parking Spaces
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1028 E ANNETTE DR
City	PHOENIX
State	AZ
Zip	85022-1187
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-M
Legal Description	GOLDEN KEYS NORTH MCR 316-36
Legal Range	03E
Legal Township	04N
Legal Section	33
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	GOLDEN KEYS NORTH LOT 1-70 TR A-J
Legal Lot Number	38
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3001
Census Tract	619000

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1028 E ANNETTE DR, PHOENIX, AZ 85022-1187
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage REALI LOANS INC
Apr 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2016 · Amount on Record
Deed Sale	Dec 8, 2016 · Amount on Record
Prior Sale	Dec 3, 2007
Deed Document Number	20160906783
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1028 E ANNETTE DR, PHOENIX, AZ 85022-1187
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 E ANNETTE DR, PHOENIX, AZ 85022-1187

Mortgage

Document Number	0000711514
Date	Jun 29, 2021
Instrument	20210711514

Lender

Name	REALI LOANS INC
Type	Mortgage Company
Address	SAN MATEO, CA 94404

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1028 E ANNETTE DR, PHOENIX, AZ 85022-1187
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 E ANNETTE DR, PHOENIX, AZ 85022-1187

Mortgage

Document Number	0000232084
Date	Apr 3, 2019
Instrument	20190232084

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1028 E ANNETTE DR, PHOENIX, AZ 85022-1187
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000362924
Date	Apr 28, 2020
Instrument	20200362924

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,920 (-7.51%)	$299,200 (-7.51%) Land $59,800 Building $239,400
2025	$1,088.00 (+5.02%)
2024		$32,350	$323,500 Land $64,700 Building $258,800
2023	$1,036.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 862 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL	140 / 20

May also be available: AT&T, T-Mobile, Verizon.

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