1028 E 5th St, Winona, MN 55987 Property Records

Winona County property record for 1028 E 5th St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 995 sqft · built 1885
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on Record
Tax Bill	$1,630 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2019 Mortgage
APN	`32.155.0470`

Property Details

APN / Parcel Number

Primary APN	`32.155.0470`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	995 sqft Living Area
1st Floor Area	660 sqft
Basement Area	170 sqft
Unfinished Basement	170 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1989
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	140 ft deep x 43 ft wide
Garage Type	Pole Building Garage
Garage Area	960 sqft
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1028 E 5TH ST
City	WINONA
State	MN
Zip	55987-4614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-25 TWP-107 RANGE-007 FAIRFAX ADDITION LOT-014 BLOCK-006
Legal Range	007
Legal Township	107
Legal Section	25
Legal Subdivision	FAIRFAX ADDITION
Legal Block	6
Legal Lot Number	14
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	2
Census Block	2049
Census Tract	670700

Owner

Source: Winona County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1028 E 5TH ST, WINONA, MN 55987-4614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2020	Deed of Trust, Mortgage ALTRA FCU
Mar 22, 2019	Deed of Trust, Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	1028 E 5TH ST, WINONA, MN 55987-4614
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10709
Date	Apr 8, 2020
Instrument	10709

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 22, 2030

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	1028 E 5TH ST, WINONA, MN 55987-4614
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10574
Date	Mar 22, 2019
Instrument	10574

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 22, 2029

Tax Assessment & Valuation

Source: Winona County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,630.00 (+23.3%)
2025		$163,800 (+4.66%) Land $36,000 Building $127,800	$163,800 (+4.66%) Land $36,000 Building $127,800
2023	$1,322.00 Homeowner's exemption	$156,500 Land $34,600 Building $121,900	$156,500 Land $34,600 Building $121,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	12 (1982–2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hiawatha Broadband Communications Cable · Fiber, Fixed Wireless in parts of the area	1,000 / 30
Starlink Satellite	280 / 30

May also be available: GigFire.

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