1028 E 38th Ave, Spokane, WA 99203 Property Records

Spokane County property record for 1028 E 38th Ave, Spokane, WA 99203

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,488 sqft · built 1910
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jun 2026)
Tax Bill	$3,889 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35324.0707`

Property Details

APN / Parcel Number

Primary APN	`35324.0707`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	912 sqft
Upper Floors Area	768 sqft
Basement Area	768 sqft
Finished Basement	120 sqft
Unfinished Basement	648 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	114 sqft
Deck Area	192 sqft
Patio Area	160 sqft
Canopy	274 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1028 E 38TH AVE
City	SPOKANE
State	WA
Zip	99203-3021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	ALAMO PK L7 B7
Legal Range	43E
Legal Township	25N
Legal Section	32
Legal Subdivision	ALAMO PK
Legal Block	7
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2002
Census Tract	4400

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1028 E 38TH AVE, SPOKANE, WA 99203-3021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Warranty Deed, Transfer · Conventional Mortgage SUNFLOWER BANK
Feb 28, 2019	Warranty Deed, Transfer · Conventional with PMI SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2026 · Amount on Record
Deed Sale	Jun 1, 2026 · Amount on Record
Prior Sale	Feb 28, 2019 · Amount on Record
Deed Document Number	20267492605
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 1, 2026
Property Address	1028 E 38TH AVE, SPOKANE, WA 99203-3021
Document Number	0007492605
Instrument Date	May 29, 2026
Instrument	20267492605
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$646,905.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 E 38TH AVE, SPOKANE, WA 99203-3021

Mortgage

Document Number	0007492606,
Date	Jun 1, 2026
Instrument	20267492606

Lender

Name	SUNFLOWER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 28, 2019
Property Address	1028 E 38TH AVE, SPOKANE, WA 99203-3021
Document Number	0006785098
Instrument Date	Feb 27, 2019
Instrument	6785098
Transaction Type	Transfer
Record Updated	Mar 20, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,170.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1028 E 38TH AVE SPOKANE WA 992033021, SPOKANE, WA 99203-3021

Mortgage

Document Number	6785099
Date	Feb 28, 2019
Instrument	6785099

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2049

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,889.00 (+3.35%)	$397,500 (+7.78%) Land $115,000 Building $282,500	$397,500 (+7.78%) Land $115,000 Building $282,500
2025	$3,763.00 (+4.32%)
2024		$368,800 (+26.65%) Land $69,600 Building $299,200	$368,800 (+26.65%) Land $69,600 Building $299,200
2023	$3,607.00 (+5.87%)	$291,200 Land $69,600 Building $221,600	$291,200 Land $69,600 Building $221,600
2022	$3,407.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intermax Networks.

Nearby Properties on E 38th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures