Benton County property record for 1028 Commercial St, Warsaw, MO 65355
| Property Type | Single Family Home |
|---|---|
| Details | 1,040 sqft · built 1932 |
| Lot Size | 0.389 acres (16,979 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $518 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 145016003005002000 |
| Primary APN | 145016003005002000 |
|---|
| Building Area | 1,040 sqft Base Area |
|---|---|
| Flooring | Wood |
| Year Built | Built 1932 |
|---|---|
| Exterior Material | Metal |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 16,979 sqft (0.389 acres) |
| Lot Dimensions | 146 ft deep x 116 ft wide |
| Utility Building | 216 sqft |
| Street Address | 1028 COMMERCIAL ST |
|---|---|
| City | WARSAW |
| State | MO |
| Zip | 65355-3124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NWSW W OF LOT 6, PROCTOR ADDITION WARSAW CITY |
| Legal Lot Number | 6 |
| Jurisdiction | BENTON MO |
| Township / Civil Division | SOUTH LINDSEY |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 460300 |
1028 Commercial St is owned and occupied by an individual who acquired it in November 2022.
Source: Benton County records, as of November 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1028 COMMERCIAL ST, WARSAW, MO 65355-3124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2022 |
| Deed Sale | Nov 22, 2022 |
| Deed Document Number | 20225790 |
| Deed Book / Page | 2022 / 5790 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MO |
| Recording Date | Nov 22, 2022 |
| Property Address | 1028 COMMERCIAL ST, WARSAW, MO 65355-3124 |
| Document Number | 02022/5790 |
| Book / Page | 2022 / 5790 |
| Instrument Date | Nov 21, 2022 |
| Instrument | 20225790 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Title Company | NOT AVAILABLE, DRAKE LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1028 COMMERCIAL ST, WARSAW, MO 65355-3124 |
| Document Number | 0020225791 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 20225791 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
The 2025 property tax bill for 1028 Commercial St was $518.
Source: Benton County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Benton County |
| Municipality | Warsaw City |
| Unified School District | Warsaw R-IX School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $518.00 | $9,420 | $49,580 Land $12,850 Building $36,730 |
| 2023 | $8,650 | $45,526 | |
| 2022 | $451.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1028 Commercial St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective June 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1028 Commercial St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARSAW PWS serves 2,402 people · EPA ID MO3010835 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Co-Mo Connect Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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