1028 Co Rd 409, Nemo, TX 76070 Property Records

Somervell County property record for 1028 Co Rd 409, Nemo, TX 76070 · Last verified January 2026

Property Summary

Property Type	Rural Home
Details	2,692 sqft · built 1950
Lot Size	1.74 acres (75,794 sqft)
Owner	Individual Name on File
Tax Bill	$3,247 (2025)
Deeds & Mortgages	May 2023 Mortgage Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R000105478`

Property Details

APN / Parcel Number

Primary APN	`R000105478`
Alternative APN	`101040000009000001`

Interior

Building Area	2,692 sqft Living Area
Gross Area	6,139 sqft
1st Floor Area	2,112 sqft
Upper Floors Area	580 sqft

Exterior

Year Built	Built 1950
Lot Area	75,794 sqft (1.74 acres)
Porch	Porch
Porch Area	96 sqft

Location & Zoning

Street Address	1028 COUNTY ROAD 409
City	NEMO
State	TX
Zip	76070-2095
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ACRES: 1.740 TRACT: 9 ABST: A104 A104 J WOODS TRACT 9 ACRES 1.74
Legal Tract	9
Jurisdiction	SOMERVELL TX
Township / Civil Division	GLEN ROSE
Census Block Group	1
Census Block	1008
Census Tract	102

Owner

Source: Somervell County records · APN R000105478

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1028 COUNTY ROAD 409, NEMO, TX 76070-2095
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 09, 2023	Deed of Trust, Mortgage · Commercial Mortgage INTERBANK
Feb 23, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 11, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST FINANCIAL BANK NA
Jul 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FINANCIAL BANK NA
Jul 07, 2021	Vendor's Lien, Transfer · Conventional Mortgage TEXAS REPUBLIC BANK NA
Jan 14, 2019	Vendor's Lien, Transfer · FHA Mortgage SFMC LP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 07, 2021
Deed Sale	Jul 07, 2021
Prior Sale	Jan 14, 2019
Deed Document Number	0020211570
Record Updated	Jun 08, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVELL TX
Property Address	1028 COUNTY ROAD 409, NEMO, TX 76070-2095
Transaction Type	Mortgage
Record Updated	May 26, 2023
Title Company	CENTRAL TEXAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 COUNTY ROAD 318, GLEN ROSE, TX 76043-5986

Mortgage

Document Number	0020230863
Date	May 09, 2023
Instrument	20230863

Lender

Name	INTERBANK
Type	Bank
Address	GLEN ROSE, TX 76043

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 01, 2043

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVELL TX
Property Address	1028 COUNTY ROAD 409, NEMO, TX 76070-2095
Transaction Type	Mortgage
Record Updated	Mar 08, 2023
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020210398
Date	Feb 23, 2021
Instrument	20210398

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Apr 01, 2049

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVELL TX
Property Address	1028 COUNTY ROAD 409, NEMO, TX 76070-2095
Transaction Type	Mortgage
Record Updated	Mar 08, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 COUNTY ROAD 409, NEMO, TX 76070-2095

Mortgage

Document Number	0020221843
Date	Jul 11, 2022
Instrument	20221843

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	GLEN ROSE, TX 76043

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	28 Months
Due	Nov 01, 2024

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVELL TX
Property Address	1028 COUNTY ROAD 409, NEMO, TX 76070-2095
Transaction Type	Mortgage
Record Updated	Mar 08, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020221842
Date	Jul 11, 2022
Instrument	20221842

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	GLEN ROSE, TX 76043

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	184 Months
Due	Nov 01, 2037

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SOMERVELL TX
Recording Date	Jul 07, 2021
Property Address	1028 COUNTY ROAD 409, NEMO, TX 76070-2095
Document Number	0020211570
Map Reference	DOC 20190070
Instrument Date	Jul 06, 2021
Instrument	20211570
Transaction Type	Transfer
Record Updated	Mar 08, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 SKYLINE DR, GLEN ROSE, TX 76043-4313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 COUNTY ROAD 409, NEMO, TX 76070-2095

Mortgage

Document Number	0020211571
Date	Jul 07, 2021
Instrument	20211571

Lender

Name	TEXAS REPUBLIC BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

January 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SOMERVELL TX
Recording Date	Jan 14, 2019
Property Address	1028 COUNTY ROAD 409, NEMO, TX 76070-2095
Document Number	0020190070
Map Reference	DOC20131766
Instrument Date	Jan 11, 2019
Instrument	20190070
Transaction Type	Transfer
Record Updated	Mar 08, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1428, GLEN ROSE, TX 76043-1428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 COUNTY ROAD 409, NEMO, TX 76070-2095

Mortgage

Document Number	0020190071
Date	Jan 14, 2019
Instrument	20190071

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

Tax Assessment & Valuation

Source: Somervell County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Texas
County	Somervell County
Unified School District	Glen Rose Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,247.00 (-49.35%) Homeowner's exemption	$406,580 (+6.08%) Land $37,410 Building $369,170	$406,580 (+6.08%) Land $37,410 Building $369,170
2023		$383,270 Land $32,190 Building $351,080	$383,270 Land $32,190 Building $351,080
2022	$6,411.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somervell County (48425C), updated September 22, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484250001021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Oct 2023, river or lake flooding

Wildfire

Wildfire Risk	Very High above 90% of the US · above 88% of Texas
Wildfire Likelihood	About 1 in 122 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
United Electric Cooperative Services	Fiber	1,000 / 1,000

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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