1028 C St, #1, Encinitas, CA 92024 Property Records

San Diego County property record for 1028 C St, #1, Encinitas, CA 92024

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,512 sqft · built 1975
Lot Size0.7 acres (30,492 sqft)
OwnerCompany Name on File
Tax Bill$4,081 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Feb 2020 Transfer
Flood ZoneZone X (minimal risk)
APN264-143-40-00

Property Details

APN / Parcel Number

Primary APN264-143-40-00
Alternative APN
  • 2641405500

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,512 sqft Living Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area30,492 sqft (0.7 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number2641405500
Street Address1028 C ST, 1
CityENCINITAS
StateCA
Zip92024-6811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR2
Legal DescriptionPAR 2 TR PM02673
Legal SubdivisionCOLONY/OLIVENHAIN
Legal Tract2673
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2006
Census Tract17111

Owner

Source: San Diego County records · APN 264-143-40-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1028 C ST, ENCINITAS, CA 92024-6811
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 19, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 12, 1996
Deed SaleFeb 12, 1996
Deed Document Number199669119
Last Transfer DateFeb 10, 2020
Transfer Doc0000082030
Record UpdatedSep 20, 2026

February 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 18, 2020
Property Address1028 C ST # 1, 1, ENCINITAS, CA 92024-6811
Document Number0000080769
Map ReferenceMAP 326
Instrument DateFeb 11, 2020
Instrument2020-0080769
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATL TTL ORANGE CNT

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1028 C ST, ENCINITAS, CA 92024-6811

Mortgage

Document Number0000080770
DateFeb 18, 2020
Instrument2020-0080770
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 19, 2020
Property Address1028 C ST # 1, 1, ENCINITAS, CA 92024-6811
Document Number0000082030
Instrument DateFeb 10, 2020
Instrument82030
Transaction TypeTransfer
Record UpdatedFeb 28, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1028 C ST ENCINITAS CA 920246811, ENCINITAS, CA 92024-6811

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$299,796 (+2%) Land $71,104 Building $228,692
2025$4,081.00 (+9.79%) Homeowner's exemption$293,918 (+4.04%) Land $69,710 Building $224,208
2023$3,717.00 (-3.33%) Homeowner's exemption$282,506 Land $67,004 Building $215,502
2022$3,845.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2010–2020)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2020 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
San Diego Broadband
Fixed Wireless
500 / 100
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Cox Communications, Verizon.

Based on FCC filings for 259 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOLIVENHAIN MWD
serves 86,458 people
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on C St

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