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1028 Biggerstaff Loop, Nebo, NC 28761 Property Records

McDowell County property record for 1028 Biggerstaff Loop, Nebo, NC 28761

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,740 sqft · built 2024
Lot Size0.53 acres (23,087 sqft)
Owner2 Individual Names on Record
Last Sale$25,000 (Jul 2024)
Tax Bill$1,487 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jul 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1659-00-06-5733

Property Details

APN / Parcel Number

Primary APN1659-00-06-5733
Alternative APNs
  • 74271
  • 82308

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,740 sqft Heated Area
Gross Area1,936 sqft
1st Floor Area1,740 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleMobile/Manufactured
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,087 sqft (0.53 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number82308
Street Address1028 BIGGERSTAFF LOOP
CityNEBO
StateNC
Zip28761-8775
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal Description0.53 AC TRACT 25 GOLDPYTTE DEV PB4/222
Legal SubdivisionGOLDPYTTE SD
Legal Tract25
JurisdictionMCDOWELL NC
Township / Civil DivisionDYSARTSVILLE
Census Block Group2
Census Block2007
Census Tract970904

Owner

Source: McDowell County records, as of March 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 1185, NEBO, NC 28761-0964
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2026Deed of Trust, Mortgage · VA Mortgage
TRUSTED MORTGAGE CAPITAL INC
Jul 19, 2024Warranty Deed, Transfer · Conventional Mortgage
AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2024 · Amount on Record
Deed SaleJul 19, 2024 · Amount on Record
Prior SaleMay 1, 1985
Deed Document Number20243310
Deed Book / Page1474 / 345
Prior Transfer DateDec 8, 2020
Prior Transfer Doc0013400217
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Property Address1028 BIGGERSTAFF LOOP, NEBO, NC 28761-8775
Transaction TypeMortgage
Record UpdatedMar 24, 2026
Title CompanyDIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1028 BIGGERSTAFF LOOP, NEBO, NC 28761-8775

Mortgage

Document Number0015310808
DateMar 13, 2026
Book Page1531/808
Instrument2026001196
Lender
NameTRUSTED MORTGAGE CAPITAL INC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateJul 19, 2024
Property Address1028 BIGGERSTAFF LOOP, NEBO, NC 28761-8775
Document Number0014740345
Book / Page1474 / 345
Map ReferenceMB 4 PG 22
Instrument DateJul 15, 2024
Instrument2024003310
Transaction TypeTransfer
Record UpdatedSep 30, 2025

Transaction

AmountAmount Recorded
Tax$50.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1185, NEBO, NC 28761-0964

Mortgage

Document Number2024003311
DateJul 19, 2024
Instrument2024003311
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2054

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,487.00 (+654.82%)$219,350 (+631.17%) Land $30,000 Building $189,350
2023$197.00$30,000 Land $30,000$219,350 Land $30,000 Building $189,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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