San Mateo County property record for 1028 Banyan Way, Pacifica, CA 94044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,610 sqft · built 1964 |
| Lot Size | 0.148 acres (6,423 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $812,500 (Dec 2007) |
| Tax Bill | $12,528 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Feb 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-541-080 |
| Primary APN | 023-541-080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,610 sqft Living Area |
| Gross Area | 3,670 sqft |
| 1st Floor Area | 1,110 sqft |
| 2nd Floor Area | 1,500 sqft |
| Basement Area | 1,060 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,423 sqft (0.148 acres) |
| Lot Dimensions | 119 ft deep x 56 ft wide |
| Garage Type | Basement |
| Garage Area | 1,060 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1028 BANYAN WAY |
|---|---|
| City | PACIFICA |
| State | CA |
| Zip | 94044-3630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 15 BLK 1 LINDA MAR NO 30 RSM 58/4 5 |
| Legal Subdivision | LINDA MAR NO 30 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 603300 |
Source: San Mateo County assessment roll, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1028 BANYAN WAY, PACIFICA, CA 94044-3630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Feb 16, 2018 | Deed of Trust, Mortgage GUARANTEED RATE |
| Oct 13, 2017 | Deed of Trust, Mortgage · Line of Credit SF FIRE CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 21, 2007 · Amount on Record |
| Deed Sale | Dec 21, 2007 · Amount on Record |
| Prior Sale | Apr 7, 2003 · Amount on Record |
| Deed Document Number | 2007178969 |
| Prior Transfer Date | Sep 8, 2005 |
| Prior Transfer Doc | 0000164278 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1028 BANYAN WAY, PACIFICA, CA 94044-3630 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1028 BANYAN WAY, PACIFICA, CA 94044-3630 |
| Document Number | 0000144129 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 2020-144129 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1028 BANYAN WAY, PACIFICA, CA 94044-3630 |
| Document Number | 0000012697 |
| Instrument Date | Feb 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1028 BANYAN WAY PACIFICA CA 940443630, PACIFICA, CA 94044-3630 |
| Document Number | 0000012697 |
|---|---|
| Date | Feb 23, 2018 |
| Instrument | 12697 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 22, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1028 BANYAN WAY, PACIFICA, CA 94044-3630 |
| Document Number | 0000101206 |
| Instrument Date | Oct 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2017 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1028 BANYAN WAY PACIFICA CA 940443630, PACIFICA, CA 94044-3630 |
| Document Number | 0000101206 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 101206 |
| Name | SF FIRE CU |
|---|---|
| Address | SAN FRANCISCO, CA 94118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 13, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Pacifica City |
| Secondary School District | Jefferson Union High School District (09 - 12) |
| Elementary School District | Pacifica School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $960,222 (+2%) Land $480,111 Building $480,111 | ||
| 2025 | $12,528.00 (+7.27%) Homeowner's exemption | $941,396 (+4.04%) Land $470,698 Building $470,698 | |
| 2023 | $11,679.00 (+5.6%) Homeowner's exemption | $904,842 Land $452,421 Building $452,421 | $1,148,400 |
| 2022 | $11,060.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1978–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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