1028 Bailey Ave, Niles, MI 49120 Property Records

Cass County property record for 1028 Bailey Ave, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 840 sqft · built 1950
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (Nov 2015)
Tax Bill	$1,171 (2025)
Deeds & Mortgages	Aug 2021 Second Mortgage Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-020-230-130-00`

Property Details

APN / Parcel Number

Primary APN	`14-020-230-130-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	840 sqft Building Perimeter
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	18,295 sqft (0.42 acres)
Garage Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1028 BAILEY AVE
City	NILES
State	MI
Zip	49120-3916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. 855A SEC 29 T7S R16W LOT 130 YANKEE HEIGHTS NO 2.
Legal Subdivision	YANKEE HEIGHTS
Legal Lot Number	130
Jurisdiction	CASS MI
Township / Civil Division	HOWARD
Census Block Group	2
Census Block	2009
Census Tract	1500

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1028 BAILEY AVE, NILES, MI 49120-3916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU
Nov 27, 2017	Deed of Trust, Mortgage · Line of Credit HONOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2015 · Amount on Record
Deed Sale	Nov 3, 2015 · Amount on Record
Deed Book / Page	1098 / 333
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	1028 BAILEY AVE, NILES, MI 49120-3916
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 BAILEY AVE, NILES, MI 49120-3916

Mortgage

Document Number	1202/1151
Date	Aug 27, 2021
Book Page	1202/1151

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 27, 2031

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	1028 BAILEY AVE, NILES, MI 49120-3916
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1132/0191
Date	Nov 27, 2017
Book Page	1132/0191
Instrument	1132-0191

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 12, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Howard Township
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,700 (+5.48%) Land $57,700	$115,400 (+5.48%) Land $115,400
2025	$1,171.00 (+24.84%) Homeowner's exemption	$54,700 (+10.73%) Land $54,700	$109,400 (+10.73%) Land $109,400
2023		$49,400	$98,800
2022	$938.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES serves 14,215 people · EPA ID MI0004740
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bailey Ave

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