San Diego County property record for 1028 B St, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1960 |
| Lot Size | 0.192 acres (8,377 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Apr 2020) |
| Tax Bill | $6,654 (2025) |
| Deeds & Mortgages | Apr 2020 Transfer Apr 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 281-263-19-00 |
| Primary APN | 281-263-19-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,512 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 8,377 sqft (0.192 acres) |
| Street Address | 1028 B ST |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-2133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMV5 |
| Legal Description | BLK 43 LOT 6 TR 000644 |
| Legal Subdivision | RAMONA |
| Legal Tract | 000644 |
| Legal Block | 43 |
| Legal Lot Number | 6 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 20806 |
Source: San Diego County assessment roll, APN 281-263-19-00, as of July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1028 B ST, RAMONA, CA 92065-2133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2020 | Quit Claim Deed, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Apr 14, 2020 | Grant Deed, Transfer · FHA Mortgage MORTGAGE EXPRESS LLC |
| Aug 04, 2017 | Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 14, 2020 · Amount on Record |
| Deed Sale | Apr 14, 2020 · Amount on Record |
| Prior Sale | Aug 04, 2017 · Amount on Record |
| Deed Document Number | 2020188779 |
| Prior Transfer Date | Apr 02, 2020 |
| Prior Transfer Doc | 0000188778 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 14, 2020 |
| Property Address | 1028 B ST, RAMONA, CA 92065-2133 |
| Document Number | 0000188778 |
| Instrument Date | Apr 02, 2020 |
| Instrument | 188778 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2020 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2451 JAMACHA RD #108 EL CAJON CA 920194324, 108, EL CAJON, CA 92019-4324 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 14, 2020 |
| Property Address | 1028 B ST, RAMONA, CA 92065-2133 |
| Document Number | 0000188779 |
| Map Reference | MAP 643 |
| Instrument Date | Mar 24, 2020 |
| Instrument | 2020-0188779 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CORINTHIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1028 B ST, RAMONA, CA 92065-2133 |
| Document Number | 0000188780 |
|---|---|
| Date | Apr 14, 2020 |
| Instrument | 2020-0188780 |
| Name | MORTGAGE EXPRESS LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 04, 2017 |
| Property Address | 1028 B ST, RAMONA, CA 92065-2133 |
| Document Number | 0000354960 |
| Map Reference | MAP643 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 2017-0354960 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TITLE365 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1028 B ST, RAMONA, CA 92065-2133 |
| Document Number | 0000354961 |
|---|---|
| Date | Aug 04, 2017 |
| Instrument | 2017-0354961 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
Source: San Diego County assessment roll as of July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $541,021 (+2%) Land $223,101 Building $317,920 | |
| 2025 | $6,654.00 (+6.79%) | $530,414 (+4.04%) Land $218,727 Building $311,687 |
| 2023 | $6,231.00 (-1.72%) | $509,820 Land $210,235 Building $299,585 |
| 2022 | $6,340.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208061, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1995–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 298 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA, Verizon.
Source: EPA Safe Drinking Water Information System, water system CA3710019, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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