San Joaquin County property record for 1028 Atherton Dr, Tracy, CA 95304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,190 sqft · built 2001 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $311,000 (Apr 2002) |
| Tax Bill | $6,371 (2026) |
| Deeds & Mortgages | Feb 2024 Reverse Mortgage Nov 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 252-310-330-000 |
| Primary APN | 252-310-330-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,190 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,500 sqft (0.126 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 252-310-33 |
|---|---|
| Street Address | 1028 ATHERTON DR |
| City | TRACY |
| State | CA |
| Zip | 95304-5861 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 02-FM PT OF 252-310-20 PER EASTLAKE UNIT #7 |
| Legal Subdivision | EASTLAKE |
| Legal Block | 3 |
| Legal Lot Number | 13 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 5215 |
1028 Atherton Dr is owner-occupied and held in a trust since September 2021.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1028 ATHERTON DR, TRACY, CA 95304-5861 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2024 | Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Nov 4, 2021 | Intrafamily Transfer, Transfer AMROCK INC |
| Nov 4, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 3, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2002 · Amount on File |
| Deed Sale | Apr 30, 2002 · Amount on File |
| Deed Document Number | 200274932 |
| Last Transfer Date | Sep 29, 2021 |
| Transfer Doc | 0000184594 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 7, 2024 |
| Property Address | 1028 ATHERTON DR, TRACY, CA 95304-5861 |
| Document Number | 0000010047 |
| Map Reference | MB 36 PG 18 |
| Instrument Date | Jan 10, 2024 |
| Instrument | 2024-010047 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Title Company | NOT AVAILABLE, FNC TITLE OF CALIFORNIA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1028 ATHERTON DR, TRACY, CA 95304-5861 |
| Document Number | 0000010048 |
|---|---|
| Date | Feb 7, 2024 |
| Instrument | 2024-010048 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 973 Months |
| Due | Mar 26, 2105 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.41% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2024 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.4% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 4, 2021 |
| Property Address | 1028 ATHERTON DR, TRACY, CA 95304-5861 |
| Document Number | 0000184594 |
| Map Reference | MB 36 PG 18 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 2021-184594 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1028 ATHERTON DR, TRACY, CA 95304-5861 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 4, 2021 |
| Property Address | 1028 ATHERTON DR, TRACY, CA 95304-5861 |
| Document Number | 0000184592 |
| Map Reference | MB 36 PG 18 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 2021-184592 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1028 ATHERTON DR, TRACY, CA 95304-5861 |
| Document Number | 0000184593 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 2021-184593 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Oct 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1028 ATHERTON DR, TRACY, CA 95304-5861 |
| Document Number | 0000066934 |
| Instrument Date | Jun 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1852 W 11TH ST TRACY CA 953763736, TRACY, CA 95376-3736 |
| Document Number | 0000066934 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 66934 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 1028 Atherton Dr was $6,371, down 9.5% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,371.00 (-9.53%) | ||
| 2025 | $7,042.00 | $497,048 Land $137,379 Building $359,669 | |
| 2023 | $6,443.00 (-2.1%) Homeowner's exemption | $477,749 Land $132,046 Building $345,703 | $660,510 |
| 2022 | $6,581.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1028 Atherton Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1028 Atherton Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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