1028 4th St, Novato, CA 94945 Property Records

Marin County property record for 1028 4th St, Novato, CA 94945

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,795 sqft · built 1922
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$570,000 (Jun 2004)
Tax Bill	$11,952 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2017 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`141-261-32`

Property Details

APN / Parcel Number

Primary APN	`141-261-32`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	2 Units
Building Area	1,795 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1960
Architectural Style	Contemporary
Lot Area	7,500 sqft (0.172 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	294 sqft
Patio Area	294 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	1028 4TH ST
City	NOVATO
State	CA
Zip	94945-2412
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	BLK D LOT 21
Legal Subdivision	SWEETSER RANCH 01
Legal Block	D
Legal Lot Number	21
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	1
Census Block	1017
Census Tract	102203

Owner

1028 4th St, a duplex, is owned and occupied by an individual who bought it in June 2004.

Source: Marin County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1028 4TH ST, NOVATO, CA 94945-2412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED FINANCE INC
Dec 6, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE CO
Dec 6, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2004 · Amount on File
Deed Sale	Jun 25, 2004 · Amount on File
Prior Sale	Feb 24, 2000 · Amount on File
Deed Document Number	200455737
Prior Transfer Date	Sep 9, 1997
Prior Transfer Doc	0000051746
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	1028 4TH ST, NOVATO, CA 94945-2412
Transaction Type	Mortgage
Record Updated	Oct 11, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 4TH ST T, T, NOVATO, CA 94945-2412

Mortgage

Document Number	0000060202
Date	Sep 29, 2021
Instrument	2021-0060202

Lender

Name	UNITED FINANCE INC
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARIN CA
Recording Date	Dec 6, 2017
Property Address	1028 4TH ST, NOVATO, CA 94945-2412
Document Number	0000048536
Map Reference	MB4 PG49
Instrument Date	Nov 30, 2017
Instrument	2017-0048536
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 4TH ST, NOVATO, CA 94945-2412

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Dec 6, 2017
Property Address	1028 4TH ST, NOVATO, CA 94945-2412
Document Number	0000048535
Instrument Date	Nov 28, 2017
Instrument	48535
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$836.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1028 4TH ST NOVATO CA 949452412, NOVATO, CA 94945-2412

Tax Assessment & Valuation

The 2025 property tax bill for 1028 4th St was $11,952 with a homeowner's exemption.

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Novato City
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$879,703 (+2%) Land $441,012 Building $438,691
2025	$11,952.00 Homeowner's exemption	$862,459 Land $432,367 Building $430,092
2023	$11,492.00 (+8.77%) Homeowner's exemption	$828,971 Land $415,579 Building $413,392
2022	$10,565.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1028 4th St in Zone X, an area of moderate flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1982–2014)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Dec 2014 · rainfall accumulation
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1028 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired.

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