1028 3rd Ave W, Kalispell, MT 59901 Property Records

Flathead County property record for 1028 3rd Ave W, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,135 sqft · built 1900
Lot Size	0.244 acres (10,629 sqft)
Owner	2 Individual Names on File
Last Sale	$568,575 (Feb 2022)
Tax Bill	$4,231 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0754430`

Property Details

APN / Parcel Number

Primary APN	`R0754430`
Alternative APNs	`07-3966-18-4-30-06-0000` `0000101590`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,135 sqft Living Area
1st Floor Area	1,157 sqft
2nd Floor Area	840 sqft
Attic	Attic
Attic Area	138 sqft
Basement Area	1,040 sqft
Unfinished Basement	756 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,629 sqft (0.244 acres)
Lot Dimensions	142 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	301 sqft
Deck Area	111 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000101590
Street Address	1028 3RD AVE W
City	KALISPELL
State	MT
Zip	59901-5648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FISHERS ADD, S18, T28 N, R21 W, BLOCK 16, LOT 8 N2 & 9, BLK 129 LOT 4, 5 N2, ASSR #0000101590
Legal Range	21W
Legal Township	28N
Legal Section	18
Legal Subdivision	FISHERS ADD
Legal Block	16
Legal Lot Number	4-5,8-9
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	1
Census Block	1028
Census Tract	1101

Owner

1028 3rd Ave W is owned and occupied by two individuals who bought it in February 2022.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1028 3RD AVE W, KALISPELL, MT 59901-5648
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST MONTANA BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2022 · Amount on File
Deed Sale	Feb 22, 2022 · Amount on File
Prior Sale	Jun 15, 2021 · Amount on File
Deed Document Number	20224809
Prior Transfer Date	Dec 31, 2009
Prior Transfer Doc	0000000027
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 15, 2021
Property Address	1028 3RD AVE W, KALISPELL, MT 59901-5648
Document Number	202100020333
Instrument Date	Jun 11, 2021
Instrument	202100020333
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1028 3RD AVE W, KALISPELL, MT 59901-5648

Mortgage

Document Number	202100020335
Date	Jun 15, 2021
Instrument	202100020335

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1028 3RD AVE W, KALISPELL, MT 59901-5648
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900023449
Date	Sep 20, 2019
Instrument	201900023449

Lender

Name	FIRST MONTANA BANK INC
Type	Bank
Address	MISSOULA, MT 59802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1028 3rd Ave W was $4,231.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Kalispell City
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,231.00	$744,100
2025			$744,100 Land $95,788 Building $648,312
2023	$5,445.00	$544,000	$544,000 Land $79,748 Building $464,252

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1028 3rd Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1028 3rd Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20
MontanaSky Networks Fixed Wireless	100 / 20

May also be available: Western Montana CommunityTel.

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