1028 11th St, Ramona, CA 92065 Property Records

San Diego County property record for 1028 11th St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,144 sqft · built 2004
Lot Size	1.03 acres (44,867 sqft)
Owner	Company Name on Record
Last Sale	$501,000 (Apr 2004)
Tax Bill	$8,501 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`284-243-21-00`

Property Details

APN / Parcel Number

Primary APN	`284-243-21-00`
Alternative APN	`6680931600`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,144 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	44,867 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	6680931600
Street Address	1028 11TH ST
City	RAMONA
State	CA
Zip	92065-2845
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	BLK 493 TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	493
Legal Lot Number	493
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1004
Census Tract	20813

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1028 11TH ST, RAMONA, CA 92065-2845
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2004 · Amount on Record
Deed Sale	Apr 30, 2004 · Amount on Record
Prior Sale	Nov 7, 2003 · Amount on Record
Deed Document Number	2004390229
Prior Transfer Date	Jan 20, 1999
Prior Transfer Doc	0000034603
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1028 11TH ST, RAMONA, CA 92065-2845
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 11TH ST, RAMONA, CA 92065-2845

Mortgage

Document Number	0000062133
Date	Mar 6, 2026
Instrument	2026-0062133

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2046

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$726,523 (+2%) Land $253,776 Building $472,747
2025	$8,501.00 (+12.91%) Homeowner's exemption	$712,278 (+11.29%) Land $248,800 Building $463,478
2023	$7,529.00 (-1.49%) Homeowner's exemption	$640,000 Land $207,000 Building $433,000
2022	$7,643.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, T-Mobile, Verizon.

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