10278 N Ruby Rd, La Porte, IN 46350 Property Records

LaPorte County property record for 10278 N Ruby Rd, La Porte, IN 46350

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,020 sqft · built 2006
Lot Size5.04 acres (219,717 sqft)
Owner2 Individual Names on Record
Last Sale$625,000 (Jun 2020)
Tax Bill$6,837 (2024)
Deeds & MortgagesApr 2023 Line of Credit
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN46-03-09-400-012.000-048

Property Details

APN / Parcel Number

Primary APN46-03-09-400-012.000-048

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms12 Rooms
Stories2 Stories
Building Area3,020 sqft Living Area
1st Floor Area3,020 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area219,717 sqft (5.04 acres)
Garage TypeDetached
Garage Area621 sqft
Parking Spaces2 Parking Spaces
Pool Area153 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address10278 N RUBY RD
CityLA PORTE
StateIN
Zip46350-8369
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description20-03-09-400-012 WILLOUGHBY SUBDIVISION LOT 5
Legal SubdivisionWILLOUGHBY SUBDIVISION
Legal Lot Number5
JurisdictionLA PORTE IN
Township / Civil DivisionGALENA
Census Block Group2
Census Block2000
Census Tract41700

Owner

Source: LaPorte County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1846 N BISSELL ST, CHICAGO, IL 60614-5013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2023Deed of Trust, Mortgage · Line of Credit
HORIZON BANK NA
Jun 16, 2020Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2020 · Amount on Record
Deed SaleJun 16, 2020 · Amount on Record
Prior SaleFeb 8, 2012 · Amount on Record
Deed Document Number20206583
Prior Transfer DateJan 26, 2012
Prior Transfer Doc2012R01598
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PORTE IN
Property Address10278 N RUBY RD, LA PORTE, IN 46350-8369
Transaction TypeMortgage
Record UpdatedJun 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023R03938
DateApr 20, 2023
Instrument2023R-03938
Lender
NameHORIZON BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 7, 2048
Interest
Rate TypeAdjustable Rate

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA PORTE IN
Recording DateJun 16, 2020
Property Address10278 N RUBY RD, LA PORTE, IN 46350-8369
Document Number2020R06583
Map ReferencePB 21 PG 55
Instrument DateJun 1, 2020
Instrument2020R-06583
Transaction TypeTransfer
Record UpdatedJun 9, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1846 N BISSELL ST, CHICAGO, IL 60614-5013

Mortgage

Document Number2020R06584
DateJun 16, 2020
Instrument2020R-06584
Lender
NameWELLS FARGO BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: LaPorte County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLaPorte County
County SubdivisionGalena Township
Unified School DistrictNew Prairie United School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$590,800 (+1.37%) Land $76,300 Building $514,500$590,800 (+1.37%) Land $76,300 Building $514,500
2024$6,837.00 (+2.03%)$582,800 (+1.98%) Land $80,300 Building $502,500$582,800 (+1.98%) Land $80,300 Building $502,500
2023$6,701.00 (-0.62%)$571,500 (-3.58%) Land $70,300 Building $501,200$571,500 (-3.58%) Land $70,300 Building $501,200
2022$6,743.00 Homeowner's exemption$592,700 Land $70,300 Building $522,400$592,700 Land $70,300 Building $522,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

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