10277 Cook Town Rd, Bridgewater, VA 22812 Property Records

Rockingham County property record for 10277 Cook Town Rd, Bridgewater, VA 22812

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,568 sqft · built 2023
Lot Size	0.413 acres (17,990 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Sep 2023)
Tax Bill	$1,742 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103-(A)-L56F`

Property Details

APN / Parcel Number

Primary APN	`103-(A)-L56F`
Alternative APNs	`R17182` `17182`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area
Gross Area	1,760 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,990 sqft (0.413 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R17182
Street Address	10277 COOK TOWN RD
City	BRIDGEWATER
State	VA
Zip	22812-2904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	THORNY BRANCH
Legal Subdivision	THORNY BRANCH
Jurisdiction	ROCKINGHAM VA
Township / Civil Division	ASHBY
Census Block Group	2
Census Block	2011
Census Tract	11200

Owner

10277 Cook Town Rd is owned and occupied by an individual who bought it in September 2023.

Source: Rockingham County records, as of June 8, 2026

Owner of Record	Individual Name on File
Mailing Address	10277 COOK TOWN RD, BRIDGEWATER, VA 22812-2904
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2023 · Amount on File
Deed Sale	Sep 14, 2023 · Amount on File
Deed Document Number	202319206
Deed Book / Page	5733 / 499
Record Updated	Sep 20, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Sep 14, 2023
Property Address	10277 COOK TOWN RD, BRIDGEWATER, VA 22812-2904
Document Number	005733/499
Book / Page	5733 / 499
Instrument Date	Sep 13, 2023
Instrument	2023-19206
Transaction Type	Transfer
Record Updated	Oct 5, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10277 COOK TOWN RD, BRIDGEWATER, VA 22812-2904

Mortgage

Document Number	005733/502
Date	Sep 14, 2023
Book Page	5733/502
Instrument	2023-19207

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 10277 Cook Town Rd was $1,742.

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockingham County
Unified School District	Rockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,742.00	$264,000 Land $55,000 Building $209,000	$264,000 Land $55,000 Building $209,000
2023	$21.00	$3,100 Land $3,100	$3,100 Land $3,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10277 Cook Town Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	6 (1985–1996)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10277 Cook Town Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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