Okeechobee County property record for 10276 NW 7th Ter, Okeechobee, FL 34972
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,150 sqft |
| Lot Size | 0.723 acres (31,536 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,681 (2025) |
| Deeds & Mortgages | Mar 2022 Construction Loan Jan 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-15-36-35-0040-00140-0180 |
| Primary APN | 1-15-36-35-0040-00140-0180 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,150 sqft Heated Area |
| Gross Area | 1,400 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Exterior Material | Concrete Block |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 31,536 sqft (0.723 acres) |
| Porch | Open Porch |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 10276 NW 7TH TER |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34972-8330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORANGE BLOSSOM RANCHES (PLAT BOOK 3 PAGE 9) LOTS 18, 19, 22 & 23 BLOCK 14 |
| Legal Range | 35E |
| Legal Township | 36S |
| Legal Section | 15 |
| Legal Subdivision | ORANGE BLOSSOM RANCHES |
| Legal Block | 14 |
| Legal Lot Number | 18 19 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | NORTH OKEECHOBEE |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 910101 |
10276 NW 7th Ter is owned and occupied by two individuals who acquired it in January 2023.
Source: Okeechobee County records, as of December 5, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 10276 NW 7TH TER, OKEECHOBEE, FL 34972-8330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2022 | Deed of Trust, Mortgage · Construction Mortgage MIDFLORIDA CU |
| Jan 22, 2020 | Warranty Deed, Transfer OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2023 |
| Deed Sale | Jan 11, 2023 |
| Prior Transfer Date | Jan 22, 2020 |
| Prior Transfer Doc | 2020000772 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 10276 NW 7TH TER, OKEECHOBEE, FL 34972-8330 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4040 NE 174TH DR, OKEECHOBEE, FL 34972-8902 |
| Document Number | 0000003070 |
|---|---|
| Date | Mar 7, 2022 |
| Instrument | 2022003070 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Jan 22, 2020 |
| Property Address | 10276 NW 7TH WAY, OKEECHOBEE, FL 34972 |
| Document Number | 0000000772 |
| Instrument Date | Jan 8, 2020 |
| Instrument | 772 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2020 |
| Title Company | OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Tax | $102.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4040 NE 174TH DR OKEECHOBEE FL 349728902, OKEECHOBEE, FL 34972-8902 |
The 2025 property tax bill for 10276 NW 7th Ter was $2,681 with a homeowner's exemption.
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,681.00 Homeowner's exemption | $236,148 Land $38,000 Building $198,148 | $236,148 Land $38,000 Building $198,148 |
| 2023 | $412.00 (+13.81%) | $24,000 (+2%) Land $24,000 | $24,000 (+2%) Land $24,000 |
| 2022 | $362.00 | $20,000 Land $20,000 | $20,000 Land $20,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10276 NW 7th Ter in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 12 (2004–2008) |
| Most Recent Claim | Aug 2008 · Tropical Storm Fay |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10276 NW 7th Ter is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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