10275 Winter Creek Loop, Truckee, CA 96161 Property Records

Nevada County property record for 10275 Winter Creek Loop, Truckee, CA 96161

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,367 sqft · built 2017
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,836 (2025)
Deeds & Mortgages	Jun 2022 Transfer Feb 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`019-830-016-000`

Property Details

APN / Parcel Number

Primary APN	`019-830-016-000`
Alternative APN	`19-830-16-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,367 sqft Living Area
1st Floor Area	1,939 sqft
2nd Floor Area	428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	18,731 sqft (0.43 acres)
Terrain	Steep
View / Lot	Average
Garage Area	559 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	2,367 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	19-830-16-000
Street Address	10275 WINTER CREEK LOOP
City	TRUCKEE
State	CA
Zip	96161-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 WINTERCREEK
Legal Subdivision	WINTERCREEK
Legal Lot Number	43
Jurisdiction	NEVADA CA
Township / Civil Division	DONNER
Census Block Group	3
Census Block	3001
Census Tract	1207

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10275 WINTER CREEK LOOP, TRUCKEE, CA 96161-3122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Intrafamily Transfer, Transfer
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage ONY GLO INC
Nov 29, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOAN STORE
Dec 20, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Sep 15, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 21, 2022
Transfer Doc	0000013517
Record Updated	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Jun 28, 2022
Property Address	10275 WINTER CREEK LOOP, TRUCKEE, CA 96161-3122
Document Number	0000013517
Map Reference	DOC 200453877
Instrument Date	Jun 21, 2022
Instrument	20220013517
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10275 WINTER CREEK LOOP, TRUCKEE, CA 96161-3122

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	10275 WINTER CREEK LOOP, TRUCKEE, CA 96161-3122
Transaction Type	Mortgage
Record Updated	Feb 14, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10275 WINTER CREEK LOOP, TRUCKEE, CA 96161-3122

Mortgage

Document Number	0000002382
Date	Feb 1, 2022
Instrument	20220002382

Lender

Name	ONY GLO INC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	10275 WINTER CREEK LOOP, TRUCKEE, CA 96161-3122
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10275 WINTER CREEK LOOP, TRUCKEE, CA 96161-3122

Mortgage

Document Number	0000037381
Date	Nov 29, 2021
Instrument	20210037381

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	10275 WINTER CREEK LOOP, TRUCKEE, CA 96161-3122
Document Number	0000030833
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10275 WINTER CREEK LOOP TRUCKEE CA 961613122, TRUCKEE, CA 96161-3122

Mortgage

Document Number	0000030833
Date	Nov 12, 2020
Instrument	30833

Lender

Name	LOAN STORE
Type	Funding / Finance Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 11, 2035

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	10275 WINTER CREEK LOOP, TRUCKEE, CA 96161-3122
Document Number	0000000352
Instrument Date	Dec 20, 2017
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10275 WINTER CREEK LOOP TRUCKEE CA 961613122, TRUCKEE, CA 96161-3122

Mortgage

Document Number	0000000352
Date	Jan 9, 2018
Instrument	352

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Sep 15, 2017
Property Address	10275 WINTER CREEK LOOP, TRUCKEE, CA 96161-3122
Document Number	0000020521
Instrument Date	Jun 19, 2017
Instrument	20521
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 6, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$843.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10275 WINTER CREEK LOOP TRUCKEE CA 961613122, TRUCKEE, CA 96161-3122

Mortgage

Document Number	20522
Date	Sep 15, 2017
Instrument	20522

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2047

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Truckee Town
Unified School District	Tahoe-Truckee Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$888,855 (+2%) Land $168,281 Building $720,574
2025	$10,836.00 (+3.43%) Homeowner's exemption	$871,428 (+4.04%) Land $164,982 Building $706,446
2023	$10,477.00 (+2.53%) Homeowner's exemption	$837,592 Land $158,577 Building $679,015	$1,074,780
2022	$10,218.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE-DONNER PUD, MAIN serves 36,730 people · EPA ID CA2910003
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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