Howard County property record for 10275 Windstream Dr, Columbia, MD 21044
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,496 sqft · built 1969 |
| Lot Size | 0.064 acres (2,787 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $359,000 (Jul 2021) |
| Tax Bill | $5,247 (2026) |
| Deeds & Mortgages | Oct 2026 Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-043296 |
| Primary APN | 15-043296 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,496 sqft Total Area |
| Basement Area | 544 sqft |
| Finished Basement | 544 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,787 sqft (0.064 acres) |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 043296 |
|---|---|
| Street Address | 10275 WINDSTREAM DR |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-2517 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | NT |
| Legal Description | LOT 84 S 6 AR 4 10275 WINDSTREAM DR VWL RUSSET RIDGE |
| Legal Subdivision | VWL RUSSET RIDGE |
| Legal Lot Number | 84 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 605403 |
Source: Howard County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10275 WINDSTREAM DR, COLUMBIA, MD 21044-2517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2026 | Deed of Trust, Mortgage · FHA Mortgage VYLLA TITLE LLC, VYLLA TITLE |
| Jul 30, 2021 | Deed, Transfer · FHA Mortgage NFM INC |
| Feb 11, 2021 | Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2021 · Amount on Record |
| Deed Sale | Jul 30, 2021 · Amount on Record |
| Prior Sale | Feb 11, 2021 · Amount on Record |
| Deed Book / Page | 20764 / 78 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Oct 1, 2026 |
| Property Address | 10275 WINDSTREAM DR, COLUMBIA, MD 21044-2517 |
| Document Number | 2343000428 |
| Book / Page | 23435 / 428 |
| Instrument Date | Sep 13, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2026 |
| Title Company | VYLLA TITLE LLC, VYLLA TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 10275 WINDSTREAM DR, COLUMBIA, MD 21044-2517 |
| Document Number | 2343000428, |
|---|---|
| Date | Oct 1, 2026 |
| Book Page | 23435/428 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Aug 1, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jul 30, 2021 |
| Property Address | 10275 WINDSTREAM DR, COLUMBIA, MD 21044-2517 |
| Document Number | 0207640078 |
| Book / Page | 20764 / 78 |
| Map Reference | MB 13 FO 57 |
| Instrument Date | Jul 9, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | TRUE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,141.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 10275 WINDSTREAM DR, COLUMBIA, MD 21044-2517 |
| Document Number | 2076487 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 20764/87 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Feb 11, 2021 |
| Property Address | 10275 WINDSTREAM DR, COLUMBIA, MD 21044-2517 |
| Document Number | 0202100102 |
| Book / Page | 20210 / 102 |
| Map Reference | MB 13 FO 57 |
| Instrument Date | Feb 5, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | NOT AVAILABLE, TRUE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,591.88 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 10273 WINDSTREAM DR, COLUMBIA, MD 21044-2517 |
| Document Number | 20210107 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 20210/107 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,247.00 (-0.94%) Homeowner's exemption | $377,133 (+5.03%) | $395,200 (-) Land $140,000 Building $255,200 |
| 2025 | $5,297.00 (+75.8%) Homeowner's exemption | $359,067 (+18%) | $395,200 (+15.89%) Land $140,000 Building $255,200 |
| 2023 | $304,300 | $341,000 Land $145,000 Building $196,000 | |
| 2022 | $3,013.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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