10275 Harmony Ridge Way, Clermont, FL 34711 Property Records

Lake County property record for 10275 Harmony Ridge Way, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,661 sqft · built 2019
Lot Size	0.317 acres (13,819 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Sep 2021)
Tax Bill	$5,561 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-23-25-0010-000-03200`

Property Details

APN / Parcel Number

Primary APN	`12-23-25-0010-000-03200`
Alternative APN	`3911760`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,661 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	13,819 sqft (0.317 acres)
Garage Type	Finished
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3911760
Street Address	10275 HARMONY RIDGE WAY
City	CLERMONT
State	FL
Zip	34711-9207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLORENCE LAKE RIDGE PB 70 PG 38-40 LOT 32 ORB 5791 PG 115
Legal Subdivision	FLORENCE LAKE RIDGE
Legal Lot Number	32
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1000
Census Tract	31322

Owner

10275 Harmony Ridge Way is owned and occupied by an individual who bought it in September 2021.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10275 HARMONY RIDGE WAY, CLERMONT, FL 34711-9207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2021 · Amount on File
Deed Sale	Sep 9, 2021 · Amount on File
Prior Sale	Aug 15, 2019 · Amount on File
Deed Document Number	2021124704
Deed Book / Page	5791 / 115
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 9, 2021
Property Address	10275 HARMONY RIDGE WAY, CLERMONT, FL 34711-9207
Document Number	0057910115
Book / Page	5791 / 115
Map Reference	MB 70 PG 38-40
Instrument Date	Aug 2, 2021
Instrument	2021124704
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	INNOVATIVE TITLE SVCS I LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,045.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9160 LUCIA LN, NORTH HUNTINGDON, PA 15642-4912

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10275 HARMONY RIDGE WAY, CLERMONT, FL 34711-9207

Mortgage

Document Number	0057910117
Date	Sep 9, 2021
Book Page	5791/117
Instrument	2021124705

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$402,904 Land $63,000 Building $339,904	$402,904 Land $63,000 Building $339,904
2024	$5,561.00 (-4.3%)
2023	$5,811.00 (+13.87%)	$394,698 (+12.44%)	$394,698 (+12.44%) Land $63,000 Building $331,698
2022	$5,103.00	$351,028	$351,028 Land $63,000 Building $288,028

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10275 Harmony Ridge Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10275 Harmony Ridge Way is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: CenturyLink, Verizon.

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