Hernando County property record for 10275 Elgin Blvd, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,632 sqft · built 1987 |
| Lot Size | 0.282 acres (12,262 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,900 (Mar 2018) |
| Tax Bill | $2,252 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Apr 2026 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5220-1559-0080 |
| Primary APN | R32-323-17-5220-1559-0080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| Gross Area | 2,480 sqft |
| 1st Floor Area | 1,632 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,262 sqft (0.282 acres) |
| Lot Dimensions | 148 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 508 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 1,172 sqft |
| Deck Area | 48 sqft |
| Patio Area | 50 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00731845 |
|---|---|
| Street Address | 10275 ELGIN BLVD |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-1712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 22 BLK 1559 LOT 8 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 22 |
| Legal Block | 1559 |
| Legal Lot Number | 8 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 41201 |
10275 Elgin Blvd is owned and occupied by an individual who bought it in March 2018.
Source: Hernando County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10275 ELGIN BLVD, SPRING HILL, FL 34608-1712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE PROS |
| Apr 29, 2026 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CREDIT UNION |
| Jan 14, 2026 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Sep 3, 2025 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Mar 9, 2018 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2018 · Amount on File |
| Deed Sale | Mar 9, 2018 · Amount on File |
| Deed Document Number | 201814093 |
| Deed Book / Page | 3560 / 1108 |
| Prior Transfer Date | Oct 26, 2015 |
| Prior Transfer Doc | 0032981636 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 18, 2026 |
| Property Address | 10275 ELGIN BLVD, SPRING HILL, FL 34608-1712 |
| Document Number | 0000055288 |
| Book / Page | 4748 / 1010 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 202655288 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10275 ELGIN BLVD, SPRING HILL, FL 34608-1712 |
| Document Number | 0000055288, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 4748/1010 |
| Instrument | 202655288 |
| Name | MORTGAGE PROS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 29, 2026 |
| Property Address | 10275 ELGIN BLVD, SPRING HILL, FL 34608-1712 |
| Document Number | 0000028040 |
| Book / Page | 4700 / 1748 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202628040 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10275 ELGIN BLVD, SPRING HILL, FL 34608-1712 |
| Document Number | 0000028040, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 4700/1748 |
| Instrument | 202628040 |
| Name | SUNCOAST CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 216 Months |
| Due | Apr 29, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10275 ELGIN BLVD, SPRING HILL, FL 34608-1712 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10275 ELGIN BLVD, SPRING HILL, FL 34608-1712 |
| Document Number | 0046570159 |
|---|---|
| Date | Jan 14, 2026 |
| Book Page | 4657/159 |
| Instrument | 2026002384 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 216 Months |
| Due | Jan 13, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10275 ELGIN BLVD, SPRING HILL, FL 34608-1712 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10275 ELGIN BLVD, SPRING HILL, FL 34608-1712 |
| Document Number | 0046050364 |
|---|---|
| Date | Sep 3, 2025 |
| Book Page | 4605/364 |
| Instrument | 2025061331 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 216 Months |
| Due | Sep 2, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Mar 9, 2018 |
| Property Address | 10275 ELGIN BLVD, SPRING HILL, FL 34608-1712 |
| Document Number | 0035601108 |
| Book / Page | 003560 / 001108 |
| Instrument Date | Mar 5, 2018 |
| Instrument | 14093 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2018 |
| Title Company | SOUTHEAST TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,119.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4532 CRABAPPLE DR #308 WESLEY CHAPEL FL 335454297, 308, WESLEY CHAPEL, FL 33545-4297 |
| Document Number | 35601110 |
|---|---|
| Date | Mar 9, 2018 |
| Book Page | 003560/001110 |
| Instrument | 14094 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 8, 2048 |
The 2025 property tax bill for 10275 Elgin Blvd was $2,252 with a homeowner's exemption.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,252.00 Homeowner's exemption | $148,773 | $253,144 Land $39,852 Building $213,292 |
| 2023 | $140,369 (+3%) Land $140,369 | ||
| 2022 | $1,530.00 Homeowner's exemption | $136,281 | $242,325 Land $33,721 Building $208,604 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10275 Elgin Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10275 Elgin Blvd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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