10274 E 1900th St, Cambridge, IL 61238 Property Records

Henry County property record for 10274 E 1900th St, Cambridge, IL 61238

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,474 sqft · built 1907
Lot Size	2.97 acres (129,373 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Feb 2017)
Tax Bill	$4,912 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Apr 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`19-08-300-003`

Property Details

APN / Parcel Number

Primary APN	`19-08-300-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,474 sqft Living Area
1st Floor Area	1,474 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Construction Type	Frame
Foundation Type	Masonry
Lot Area	129,373 sqft (2.97 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	10274 E 1900TH ST
City	CAMBRIDGE
State	IL
Zip	61238-9357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.27A SW COR NW SW SEC 8 T15N R4E
Legal Range	04E
Legal Township	15N
Legal Section	08
Legal Block	300
Jurisdiction	HENRY IL
Township / Civil Division	BURNS
Census Block Group	3
Census Block	3028
Census Tract	30500

Owner

Source: Henry County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10274 E 1900TH ST, CAMBRIDGE, IL 61238-9357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK ILLINOIS
Apr 8, 2021	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK ILLINOIS
Sep 17, 2019	Deed of Trust, Mortgage · Conventional with PMI CENTRAL BK/IL
Mar 19, 2019	Deed of Trust, Mortgage CENTRAL BK/IL
Sep 17, 2018	Deed of Trust, Mortgage · Line of Credit CENTRAL BK
Feb 17, 2017	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BK/IL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2017 · Amount on Record
Deed Sale	Feb 17, 2017 · Amount on Record
Prior Sale	Oct 27, 2009 · Amount on Record
Deed Document Number	201720-1701063
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	10274 E 1900TH ST, CAMBRIDGE, IL 61238-9357
Transaction Type	Mortgage
Record Updated	Nov 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10274 E 1900TH ST, CAMBRIDGE, IL 61238-9357

Mortgage

Document Number	0000004804
Date	Oct 23, 2023
Instrument	20-2304804

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank
Address	GENESEO, IL 61254

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 18, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	10274 E 1900TH ST, CAMBRIDGE, IL 61238-9357
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002153
Date	Apr 8, 2021
Instrument	20-2102153

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank
Address	GENESEO, IL 61254

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 2, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	10274 E 1900TH ST, CAMBRIDGE, IL 61238-9357
Document Number	0000004822
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10274 E 1900TH ST CAMBRIDGE IL 612389357, CAMBRIDGE, IL 61238-9357

Mortgage

Document Number	0000004822
Date	Sep 20, 2019
Instrument	4822

Lender

Name	CENTRAL BK/IL
Type	Bank
Address	GENESEO, IL 61254

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

Interest

Rate Type	Fixed Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	10274 E 1900TH ST, CAMBRIDGE, IL 61238-9357
Document Number	0000001346
Instrument Date	Mar 19, 2019
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10274 E 1900TH ST CAMBRIDGE IL 612389357, CAMBRIDGE, IL 61238-9357

Mortgage

Document Number	0000001346
Date	Mar 27, 2019
Instrument	1346

Lender

Name	CENTRAL BK/IL
Type	Bank
Address	GENESEO, IL 61254

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2049

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	10274 E 1900TH ST, CAMBRIDGE, IL 61238-9357
Document Number	0000005281
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Nov 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10274 E 1900TH ST CAMBRIDGE IL 612389357, CAMBRIDGE, IL 61238-9357

Mortgage

Document Number	0000005281
Date	Sep 24, 2018
Instrument	5281

Lender

Name	CENTRAL BK
Type	Bank
Address	GENESEO, IL 61254

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 23, 2028

Interest

Rate Type	Adjustable Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Feb 17, 2017
Property Address	10274 E 1900TH ST, CAMBRIDGE, IL 61238-9357
Document Number	0000001063
Instrument Date	Feb 10, 2017
Instrument	1063
Transaction Type	Transfer
Record Updated	Apr 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$323.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 CRESTVIEW DR GENESEO IL 612549528, GENESEO, IL 61254-9528

Mortgage

Document Number	1064
Date	Feb 17, 2017
Instrument	1064

Lender

Name	CENTRAL BK/IL
Type	Bank
Address	GENESEO, IL 61254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 16, 2022

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Burns Township
Unified School District	Cambridge Community Unit School District 227 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,912.00 (+163.66%)	$73,308 (+89.79%) Land $8,689 Building $64,619	$219,924 (+89.79%) Land $26,067 Building $193,857
2022		$38,625 Land $7,112 Building $31,513	$115,875 Land $21,336 Building $94,539
2021	$1,863.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	200 / 50
Cambridge Telcom Services Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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