1027 Westbrook Dr, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 1027 Westbrook Dr, Rome, NY 13440 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,232 sqft · built 1953
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Company Names on File
Last Sale	$72,000 (Jul 2013)
Tax Bill	$3,347 (2022)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`301301 223.014-2-46`

Property Details

APN / Parcel Number

Primary APN	`301301 223.014-2-46`
Alternative APNs	`130122301400020460000000` `301301 223.014-0002-046` `41480 05`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	10,019 sqft (0.23 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	77 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	41480 05
Street Address	1027 WESTBROOK DR
City	ROME
State	NY
Zip	13440-2535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HGL 100X100
Legal Block	2
Legal Lot Number	46.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	2
Census Block	2005
Census Tract	22100

Owner

Source: Oneida County and Rome City records · APN 301301 223.014-2-46

Assessment roll updated April 28, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1027 WESTBROOK DR, ROME, NY 13440-2535
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit
Oct 30, 2025	Deed of Trust, Mortgage · Closed-End Mortgage BERKSHIRE BANK
Mar 09, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 05, 2017	Deed of Trust, Mortgage · Conventional with PMI AMERICU CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 08, 2013 · Amount on Record
Deed Sale	Jul 08, 2013 · Amount on Record
Prior Sale	Aug 15, 2008 · Amount on Record
Deed Book / Page	2013 / 11041
Last Transfer Date	Feb 09, 2022
Transfer Doc	0000003765
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Recording Date	Jun 26, 2026
Property Address	1027 WESTBROOK DR, ROME, NY 13440-2535
Document Number	0000008330
Instrument Date	Jun 18, 2026
Instrument	20268330
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008330,
Date	Jun 26, 2026
Instrument	20268330

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jul 01, 2066

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	1027 WESTBROOK DR, ROME, NY 13440-2535
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013764
Date	Oct 30, 2025
Instrument	2025-013764

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 01, 2050

Interest

Rate Type	Adjustable Rate

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONEIDA NY
Recording Date	Mar 09, 2022
Property Address	1027 WESTBROOK DR, ROME, NY 13440-2535
Document Number	0000003765
Instrument Date	Feb 09, 2022
Instrument	2022-003765
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1027 WESTBROOK DR, ROME, NY 13440-2535

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	1027 WESTBROOK DR, ROME, NY 13440-2535
Document Number	0000008408
Instrument Date	Jun 05, 2017
Transaction Type	Mortgage
Record Updated	Jun 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 WESTBROOK DR ROME NY 134402535, ROME, NY 13440-2535

Mortgage

Document Number	0000008408
Date	Jun 12, 2017
Instrument	8408

Lender

Name	AMERICU CU
Type	Credit Union
Address	ROME, NY 13440

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 11, 2032

Tax Assessment & Valuation

Source: Oneida County and Rome City records · Assessment roll updated April 28, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,400 (-) Land $8,600 Building $44,800	$125,647 (+6.78%) Land $20,235 Building $105,412
2023		$53,400 (-) Land $8,600 Building $44,800	$117,673 (+17.92%) Land $18,951 Building $98,722
2022	$3,347.00 Homeowner's exemption	$53,400 Land $8,600 Building $44,800	$99,794 Land $16,072 Building $83,722

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oneida County (36065C), updated September 26, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360650221002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Apr 1993, alluvial fan flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 388 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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