1027 Tidal Ln, Wilmington, NC 28401 Property Records

New Hanover County property record for 1027 Tidal Ln, Wilmington, NC 28401

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,554 sqft · built 2024
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (May 2025)
Tax Bill	$1,687 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit May 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R04100-001-437-000`

Property Details

APN / Parcel Number

Primary APN	`R04100-001-437-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,554 sqft Living Area
1st Floor Area	920 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Townhouse
Exterior Material	Wood
Lot Area	2,178 sqft (0.05 acres)
Terrain	Low
Garage Area	286 sqft
Porch	Slab
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	1027 TIDAL LN
City	WILMINGTON
State	NC
Zip	28401-7371
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-15,RESID
Legal Description	LOT 7A TOWNHOMES AT PRESERVATION POINT
Legal Subdivision	TOWNHOMES AT PRESERVATION POINT
Legal Lot Number	7A
Jurisdiction	NEW HANOVER NC
Township / Civil Division	CAPE FEAR
Census Block Group	2
Census Block	2023
Census Tract	11504

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1027 TIDAL LN, WILMINGTON, NC 28401-7371
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
May 22, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jun 19, 2023	Warranty Deed, Transfer · Line of Credit FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2025 · Amount on Record
Deed Sale	May 22, 2025 · Amount on Record
Prior Sale	Jun 19, 2023 · Amount on Record
Deed Document Number	202513066
Deed Book / Page	6776 / 2523
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	1027 TIDAL LN, WILMINGTON, NC 28401-7371
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 E CONOLLY CT, HAMPSTEAD, NC 28443-3961
Investor	Possibly a Property Investor

Mortgage

Document Number	00668402186
Date	Jan 17, 2024
Book Page	6684/2186
Instrument	2024001157

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 15, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	May 22, 2025
Property Address	1027 TIDAL LN, WILMINGTON, NC 28401-7371
Document Number	00677602523
Book / Page	6776 / 2523
Map Reference	MB 71 PG 282
Instrument Date	May 22, 2025
Instrument	2025013066
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 10, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1070, HAMPSTEAD, NC 28443-1070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 TIDAL LN, WILMINGTON, NC 28401-7371

Mortgage

Document Number	2025013067
Date	May 22, 2025
Instrument	2025013067

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jun 19, 2023
Property Address	1027 TIDAL LN, WILMINGTON, NC 28401-7371
Document Number	00664601732
Book / Page	6646 / 1732
Map Reference	MB 71 PG 282
Instrument Date	Jun 15, 2023
Instrument	2023015131
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$113.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9827 COGDILL RD STE 1, 1, KNOXVILLE, TN 37932-3376

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1070, KNOXVILLE, TN 37901-1070
Investor	Possibly a Property Investor

Mortgage

Document Number	2023015132
Date	Jun 19, 2023
Instrument	2023015132

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$432,300 (-) Land $60,000 Building $372,300	$432,300 (-) Land $60,000 Building $372,300
2025	$1,687.00	$432,300 Land $60,000 Building $372,300	$432,300 Land $60,000 Building $372,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 118 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	118 in force
Nearby Flood Claims	19 (2005–2020)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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