Union County property record for 1027 T J Dr, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,337 sqft · built 2016 |
| Lot Size | 0.019 acres (828 sqft) |
| Owner | Individual Name on File |
| Last Sale | $121,000 (Jun 2016) |
| Tax Bill | $2,244 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Apr 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-321-555 |
| Primary APN | 09-321-555 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,337 sqft Living Area |
| 1st Floor Area | 627 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 828 sqft (0.019 acres) |
| Porch | Slab |
| Porch Area | 98 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1027 T J DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | M-U-SU MON |
| Legal Description | LOT 113 SOUTHWINDS TOWNHOMES OPCN118 |
| Legal Subdivision | SOUTHWINDS |
| Legal Lot Number | 113 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 20501 |
1027 T J Dr, a rural home, is owned and occupied by an individual who bought it in June 2016.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1027 T J DR, MONROE, NC 28112-7760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 17, 2018 | Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT EQUITY MORTGAGE LLC |
| Jan 27, 2020 | Loan Modification, Mortgage · FHA Mortgage MONEY SOURCE |
| Jan 27, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2016 · Amount on File |
| Deed Sale | Jun 13, 2016 · Amount on File |
| Prior Sale | Dec 30, 2009 · Amount on File |
| Deed Document Number | 201616797 |
| Deed Book / Page | 6697 / 101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1027 T J DR, MONROE, NC 28112-7760 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1027 T J DR, MONROE, NC 28112-7760 |
| Document Number | 0008554772 |
|---|---|
| Date | Aug 23, 2022 |
| Book Page | 8554/772 |
| Instrument | 29796 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1027 T J DR, MONROE, NC 28112-7760 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007137849 |
|---|---|
| Date | Apr 17, 2018 |
| Book Page | 7137/849 |
| Instrument | 0009931 |
| Name | PARAMOUNT EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1027 T J DR, MONROE, NC 28112-7760 |
| Document Number | 7619710 |
| Instrument Date | Jan 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1027 T J DR MONROE NC 281127760, MONROE, NC 28112-7760 |
| Document Number | 7619710 |
|---|---|
| Date | Mar 26, 2020 |
| Book Page | 007619/000710 |
| Instrument | 10176 |
| Name | MONEY SOURCE |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 25, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1027 T J DR, MONROE, NC 28112-7760 |
| Document Number | 7619718 |
| Instrument Date | Jan 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1027 T J DR MONROE NC 281127760, MONROE, NC 28112-7760 |
| Document Number | 7619718 |
|---|---|
| Date | Mar 26, 2020 |
| Book Page | 007619/000718 |
| Instrument | 10177 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 25, 2050 |
The 2025 property tax bill for 1027 T J Dr was $2,244.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $256,800 (-) Land $48,300 Building $208,500 | $256,800 (-) Land $48,300 Building $208,500 | |
| 2025 | $2,244.00 | $256,800 Land $48,300 Building $208,500 | $256,800 Land $48,300 Building $208,500 |
| 2023 | $1,769.00 | $162,300 Land $29,300 Building $133,000 | $162,300 Land $29,300 Building $133,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1027 T J Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1027 T J Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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