Hutchinson County property record for 1027 Stern Cir, Freeman, SD 57029
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.467 acres (20,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $15,500 (Sep 2015) |
| Tax Bill | $5,047 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 240.54.00.004 |
| Primary APN | 240.54.00.004 |
|---|
| Lot Area | 20,375 sqft (0.467 acres) |
|---|
| Street Address | 1027 STERN CIR |
|---|---|
| City | FREEMAN |
| State | SD |
| Zip | 57029-5811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 STERNS ADDITION |
| Legal Subdivision | STERNS ADDITION |
| Legal Lot Number | 4 |
| Jurisdiction | HUTCHINSON SD |
| Township / Civil Division | FREEMAN |
| Census Block Group | 2 |
| Census Block | 2078 |
| Census Tract | 968600 |
Source: Hutchinson County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 202, FREEMAN, SD 57029-0202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2015 · Amount on Record |
| Deed Sale | Sep 10, 2015 · Amount on Record |
| Deed Book / Page | DL / 277 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUTCHINSON SD |
| Property Address | 1027 STERN CIR, FREEMAN, SD 57029-5811 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 159/1 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 159/1 |
| Instrument | 159895 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Hutchinson County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Hutchinson County |
| Municipality | Freeman City |
| Unified School District | Freeman School District 33-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $319,870 (+2.31%) Land $36,520 Building $283,350 | ||
| 2025 | $5,047.00 (-0.36%) Homeowner's exemption | $312,660 (+9.66%) Land $33,390 Building $279,270 | $312,660 Building $312,660 |
| 2024 | $5,065.00 | ||
| 2023 | $285,120 Land $29,220 Building $255,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2024 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEMAN serves 1,329 people · EPA ID SD4600134 |
|---|---|
| Water Source | Purchased surface water from BY WATER DISTRICT |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Golden West Telecommunications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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