1027 S Park Dr, Temperance, MI 48182 Property Records

Monroe County property record for 1027 S Park Dr, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$253,000 (Mar 2026)
Tax Bill	$4,521 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-330-001-00`

Property Details

APN / Parcel Number

Primary APN	`02-330-001-00`

Exterior

Lot Area	16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1027 S PARK DR
City	TEMPERANCE
State	MI
Zip	48182-9302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUBBARD PLAT LOT 1
Legal Subdivision	HUBBARD
Legal Lot Number	1
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1013
Census Tract	833200

Owner

1027 S Park Dr is owned and occupied by two individuals who bought it in March 2026.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1027 S PARK DR, TEMPERANCE, MI 48182-9302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Mar 20, 2026	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Mar 23, 2026	Intrafamily Transfer, Transfer
Mar 9, 2021	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2026 · Amount on File
Deed Sale	Mar 20, 2026 · Amount on File
Prior Sale	May 13, 2016 · Amount on File
Deed Document Number	20264395
Prior Transfer Date	Mar 18, 2026
Prior Transfer Doc	0000004434
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1027 S PARK DR, TEMPERANCE, MI 48182-9302
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3624 CONSEAR RD, LAMBERTVILLE, MI 48144-9772

Mortgage

Document Number	0000006284
Date	Mar 9, 2021
Instrument	2021R06284

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	DUNDEE, MI 48131

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Feb 25, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Mar 20, 2026
Property Address	1027 S PARK DR, TEMPERANCE, MI 48182-9302
Document Number	0000004395
Map Reference	LB 7 PG 8
Instrument Date	Mar 18, 2026
Instrument	2026R04395
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	UNITED LAND TITLE AGENCY, UNITED ALLIANCE TTL AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,897.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3624 CONSEAR RD, LAMBERTVILLE, MI 48144-9772

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1027 S PARK DR, TEMPERANCE, MI 48182-9302

Mortgage

Document Number	0000004433
Date	Mar 20, 2026
Instrument	2026R04433

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Mar 23, 2026
Property Address	1027 S PARK DR, TEMPERANCE, MI 48182-9302
Document Number	0000004434
Map Reference	LB 7 PG 8
Instrument Date	Mar 18, 2026
Instrument	2026R04434
Transaction Type	Transfer
Record Updated	Apr 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7023 DOUGLAS RD, LAMBERTVILLE, MI 48144-9486

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1027 S PARK DR, TEMPERANCE, MI 48182-9302

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1027 S PARK DR, TEMPERANCE, MI 48182-9302
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3624 CONSEAR RD, LAMBERTVILLE, MI 48144-9772

Mortgage

Document Number	2021R06284
Date	Mar 9, 2021
Instrument	2021R06284

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	DUNDEE, MI 48131

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Feb 25, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1027 S Park Dr was $4,521.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,600 (+4.6%) Land $104,600	$209,200 (+4.6%) Land $209,200
2025	$4,521.00	$100,000 Land $100,000	$200,000 Land $200,000
2023	$3,220.00	$81,600	$163,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1027 S Park Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1027 S Park Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Buckeye Cablesystem Cable	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Verizon.

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