1027 Royalist Rd, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 1027 Royalist Rd, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,237 sqft · built 1975
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$899,000 (Oct 2021)
Tax Bill	$3,877 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`562-02-00-114`

Property Details

APN / Parcel Number

Primary APN	`562-02-00-114`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,237 sqft Living Area
1st Floor Area	1,009 sqft
Upper Floors Area	1,228 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Multi-Family
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	138 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	1,612 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	608 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1027 ROYALIST RD
City	MOUNT PLEASANT
State	SC
Zip	29464-9562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -SNEE FARM DESCRIPTION -LT 33 BLK D
Legal Subdivision	SNEE FARM
Legal Block	D
Legal Lot Number	33
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2006
Census Tract	4612

Owner

1027 Royalist Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Charleston County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1027 ROYALIST RD, MOUNT PLEASANT, SC 29464-9562
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Oct 21, 2021	Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Nov 13, 2017	Grant Deed, Transfer WELLS FARGO BK
Mar 6, 2017	Deed of Trust, Mortgage · Line of Credit NBSC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2021 · Amount on File
Deed Sale	Oct 21, 2021 · Amount on File
Prior Sale	Nov 13, 2017 · Amount on File
Deed Book / Page	1045 / 580
Prior Transfer Date	Nov 30, 2004
Prior Transfer Doc	T519/0295
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 21, 2021
Property Address	1027 ROYALIST RD, MOUNT PLEASANT, SC 29464-9562
Document Number	0010450580
Book / Page	1045 / 580
Map Reference	MB AE PG 128
Instrument Date	Oct 8, 2021
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1027 ROYALIST RD, MT PLEASANT, SC 29464-9562

Mortgage

Document Number	0001045581
Date	Oct 21, 2021
Instrument	1045/581

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 21, 2021
Property Address	1027 ROYALIST RD, MOUNT PLEASANT, SC 29464-9562
Document Number	0010450580
Book / Page	1045 / 580
Map Reference	MB AE PG 128
Instrument Date	Oct 8, 2021
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1027 ROYALIST RD, MT PLEASANT, SC 29464-9562

Mortgage

Document Number	0010450581
Date	Oct 21, 2021
Book Page	1045/581

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 13, 2017
Property Address	1027 ROYALIST RD, MOUNT PLEASANT, SC 29464-9562
Document Number	0678/0934
Book / Page	000678 / 000934
Instrument Date	Nov 9, 2017
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1027 ROYALIST RD MOUNT PLEASANT SC 294649562, MOUNT PLEASANT, SC 29464-9562

Mortgage

Document Number	678/0935
Date	Nov 13, 2017
Book Page	000678/000935

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1027 ROYALIST RD, MOUNT PLEASANT, SC 29464-9562
Document Number	0623/0640
Book / Page	000623 / 000640
Instrument Date	Mar 6, 2017
Transaction Type	Mortgage
Record Updated	Mar 30, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 ROYALIST RD MOUNT PLEASANT SC 294649562, MOUNT PLEASANT, SC 29464-9562

Mortgage

Document Number	0623/0640
Date	Mar 15, 2017
Book Page	000623/000640

Lender

Name	NBSC
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 14, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1027 Royalist Rd was $3,877, up 12.8% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,877.00 (+12.8%)	$1,033,850 (+2,775%) Land $182,350 Building $851,500	$1,042,700 Land $191,200 Building $851,500
2024	$3,437.00	$35,960
2022	$3,195.00	$35,960	$899,000 Land $110,000 Building $789,000
2020			$899,000 Land $110,000 Building $789,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1027 Royalist Rd in Zone X, an area of minimal flood risk, though there have been 39 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	75 units insured incl. 8 condo units
Nearby Flood Claims	39 (1979–2019)
Claims Outside the SFHA	14 of 39
Most Recent Claim	Aug 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1027 Royalist Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: WOW Internet, Cable & Phone.

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