Gaston County property record for 1027 Ramsgate Dr, Gastonia, NC 28056 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1990 |
| Square Footage | 2,601 sqft Heated Area |
| Lot Size | 22,651 sqft (0.52 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $540,000 (2023) |
| Tax Bill | $3,272.00 (2025) |
Source: Gaston County records · APN 10080 01922
Assessment roll updated August 19, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1027 RAMSGATE DR, GASTONIA, NC 28056-7535 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Apr 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Dec 12, 2022 | Deed of Trust, Mortgage · Line of Credit THE FIDELITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2023 · Amount on Record |
| Deed Sale | Apr 20, 2023 · Amount on Record |
| Prior Sale | Jan 10, 1989 · Amount on Record |
| Last Transfer Date | Aug 12, 2025 |
| Transfer Doc | 0055780167 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Apr 20, 2023 |
| Property Address | 1027 RAMSGATE DR, GASTONIA, NC 28056-7535 |
| Document Number | 0054051098 |
| Book / Page | 5405 / 1098 |
| Map Reference | MB 37 PG 125 |
| Instrument Date | Apr 20, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,080.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3558 SAINT MARYS CT, GASTONIA, NC 28056-1664 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1027 RAMSGATE DR, GASTONIA, NC 28056-7535 |
| Document Number | 0054051101 |
|---|---|
| Date | Apr 20, 2023 |
| Instrument | 5405/1101 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 1027 RAMSGATE DR, GASTONIA, NC 28056-7535 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1027 RAMSGATE DR, GASTONIA, NC 28056-7535 |
| Document Number | 0053820732 |
|---|---|
| Date | Dec 12, 2022 |
| Book Page | 5382/732 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | GASTONIA, NC 28054 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Gaston County records · Assessment roll updated August 19, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,272.00 (+3.77%) | $458,350 (+1%) Land $72,000 Building $386,350 | |
| 2023 | $3,153.00 | $453,800 Land $72,000 Building $381,800 | |
| 2021 | $380,530 Land $88,000 Building $292,530 |
Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 35% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 10080 01922 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Building Area | 2,601 sqft Heated Area |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Contemporary Style |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 22,651 sqft (0.52 acres) |
| Porch | 1 Porch |
| Porch Area | 36 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1027 RAMSGATE DR |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28056-7535 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CROSS CREEK BLK A L 10 10 080 019 22 000 |
| Legal Subdivision | CROSS CREEK |
| Legal Block | A |
| Jurisdiction | GASTON NC |
| Minor Civil Division | GASTONIA |
| Census Blockgroup | 1 |
| Census Block | 1019 |
| Census Tract | 33313 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures