1027 Ogden Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 1027 Ogden Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 866 sqft · built 1928
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on File
Last Sale	$54,000 (Sep 2025)
Tax Bill	$1,092 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53-2000-0127-00-9`

Property Details

APN / Parcel Number

Primary APN	`53-2000-0127-00-9`
Alternative APN	`11-53-2000-0127-00-9`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	866 sqft Living Area
1st Floor Area	866 sqft
Basement Area	866 sqft
Unfinished Basement	866 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	127 ft deep x 49 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1027 OGDEN AVE
City	BENTON HARBOR
State	MI
Zip	49022-5306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DISTRICT A
Legal Description	LOT 3 BLK 6 EMPIRE ADD TO CITY OF BENTON HARBOR
Legal Subdivision	EMPIRE ADD
Legal Block	6
Legal Lot Number	3
Legal Unit	3
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON HARBOR
Census Block Group	1
Census Block	1007
Census Tract	600

Owner

1027 Ogden Ave is owned and occupied by an individual who bought it in September 2025.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1350 FAIRPLAIN DR, 104, BENTON HARBOR, MI 49022-2472
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
Aug 1, 2022	Intrafamily Transfer, Transfer
Mar 11, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2025 · Amount on File
Deed Sale	Sep 9, 2025 · Amount on File
Prior Sale	Mar 10, 2025 · Amount on File
Deed Document Number	2025441209
Deed Book / Page	3459 / 1911
Prior Transfer Date	Feb 28, 2025
Prior Transfer Doc	03445/4146
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 9, 2025
Property Address	1027 OGDEN AVE, BENTON HARBOR, MI 49022-5306
Document Number	03459/1911
Book / Page	3459 / 1911
Map Reference	MB 3 PG 9
Instrument Date	Aug 27, 2025
Instrument	2025441209
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1027 OGDEN AVE, BENTON HARBOR, MI 49022-5306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 OGDEN AVE, BENTON HARBOR, MI 49022-5306

Mortgage

Document Number	0034591914
Date	Sep 9, 2025
Instrument	3459/1914

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2055

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Aug 1, 2022
Property Address	1027 OGDEN AVE, BENTON HARBOR, MI 49022-5306
Document Number	03381/1802
Book / Page	3381 / 1802
Instrument Date	Aug 1, 2022
Instrument	2022359026
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7108 JUPITER DR, INDIANAPOLIS, IN 46241-6700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 POINT O WOODS DR, BENTON HARBOR, MI 49022-9355

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Mar 11, 2022
Property Address	1027 OGDEN AVE, BENTON HARBOR, MI 49022-5306
Document Number	03366/2222
Book / Page	3366 / 2222
Instrument Date	Mar 11, 2022
Instrument	2022345467
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	808 POINT O WOODS DR, BENTON HARBOR, MI 49022-9355

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7108 JUPER DR, INDIANAPOLIS, IN 46241

Tax Assessment & Valuation

The 2025 property tax bill for 1027 Ogden Ave was $1,092 with a homeowner's exemption, down 87.3% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Benton Harbor City
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,700 (+0.7%)	$57,400 (+0.7%)
2025	$1,092.00 (-87.3%)	$28,500	$57,000
2024	$8,600.00
2023		$17,900	$35,800
2022	$815.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1027 Ogden Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1027 Ogden Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON HARBOR serves 9,103 people · EPA ID MI0000600
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021
Treatment and Procedure	Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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