1027 Oak St, Brainerd, MN 56401 Property Records

Crow Wing County property record for 1027 Oak St, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	440 sqft · built 1948
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$64,000 (Mar 2025)
Tax Bill	$408 (2026)
Deeds & Mortgages	Mar 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`09116021020Z009`

Property Details

APN / Parcel Number

Primary APN	`09116021020Z009`
Alternative APNs	`41301058` `170698` `185073`

Interior

Building Area	440 sqft Gross Area
1st Floor Area	440 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2005
Exterior Material	Stucco
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	4,356 sqft (0.1 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	185073
Street Address	1027 OAK ST
City	BRAINERD
State	MN
Zip	56401-3723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMM AT A POINT ON THE N LINE OF EAST OAK STR AT THE SW CORNER OF BLOCK #21 IN SLEEPERS ADD TO BRAINERD, ACCORDING TO THE PLA
Legal Range	31W
Legal Township	45N
Legal Section	25
Legal Subdivision	CHENEY N MOSHERS SUBDIVISION OF BLOCK 2
Legal Block	21
Legal Lot Number	20
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	2
Census Block	2066
Census Tract	951000

Owner

Source: Crow Wing County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	300 ELM ST S, ONAMIA, MN 56359-4013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2025 · Amount on Record
Deed Sale	Mar 24, 2025 · Amount on Record
Prior Sale	Jul 9, 2021 · Amount on Record
Deed Document Number	20251007655
Prior Transfer Date	Sep 24, 2024
Prior Transfer Doc	0001002489
Record Updated	Oct 29, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	Mar 24, 2025
Property Address	1027 OAK ST, BRAINERD, MN 56401-3723
Document Number	0001007655
Instrument Date	Mar 14, 2025
Instrument	1007655
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$211.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 ELM ST S, ONAMIA, MN 56359-4013

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$408.00 (+29.94%) Homeowner's exemption	$106,100 (+83.56%) Land $40,000 Building $66,100	$106,100 (+83.56%) Land $40,000 Building $66,100
2025		$57,800 (-3.99%) Land $34,500 Building $23,300	$57,800 (-3.99%) Land $34,500 Building $23,300
2023	$314.00 Homeowner's exemption	$60,200 Land $34,500 Building $25,700	$60,200 Land $34,500 Building $25,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Brainerd serves 14,670 people · EPA ID MN1180002
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CTC.

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