Dickson County property record for 1027 Oak Dr, White Bluff, TN 37187
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,609 sqft · built 1991 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $150,500 (Dec 2014) |
| Deeds & Mortgages | Jun 2024 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 022096M A 01000 |
| Primary APN | 022096M A 01000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,609 sqft Living Area |
| 1st Floor Area | 1,609 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 56,628 sqft (1.3 acres) |
| Lot Dimensions | 300 ft deep x 200 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 650 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 204 sqft |
| Patio Area | 204 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1027 OAK DR |
|---|---|
| City | WHITE BLUFF |
| State | TN |
| Zip | 37187-4702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOWELL ACRES 31 |
| Legal Subdivision | HOWELL ACRES |
| Legal Lot Number | 31 |
| Jurisdiction | DICKSON TN |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 60300 |
The current owner of 1027 Oak Dr bought it in December 2014.
Source: Dickson County records, as of January 19, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1027 OAK DR, WHITE BLUFF, TN 37187-4702 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2024 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Feb 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 7, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2014 · Amount on File |
| Deed Sale | Dec 23, 2014 · Amount on File |
| Prior Sale | Jun 25, 2014 |
| Deed Document Number | 252607 |
| Deed Book / Page | V1202 / 310 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DICKSON TN |
| Property Address | 1027 OAK DR, WHITE BLUFF, TN 37187-4702 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1027 OAK DR, WHITE BLUFF, TN 37187-4702 |
| Document Number | 0V15742753 |
|---|---|
| Date | Jun 27, 2024 |
| Book Page | V1574/2753 |
| Instrument | 365638 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | 2800 TAMARACK RD, OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DICKSON TN |
| Property Address | 1027 OAK DR, WHITE BLUFF, TN 37187-4702 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00V1493057 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | V1493/57 |
| Instrument | 323991 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 288 Months |
| Due | Feb 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DICKSON TN |
| Property Address | 1027 OAK DR, WHITE BLUFF, TN 37187-4702 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | V1302575 |
|---|---|
| Date | Aug 7, 2017 |
| Book Page | V1302/575 |
| Instrument | 279284 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Aug 1, 2045 |
Source: Dickson County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Dickson County |
| Municipality | White Bluff Town |
| Unified School District | Dickson County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $84,150 Land $10,275 Building $73,875 | |
| 2024 | $336,600 Land $41,100 Building $295,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1027 Oak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1027 Oak Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ignite Broadband Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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