1027 Nipigon Beach Rd, Coldwater, MI 49036 Property Records

Branch County property record for 1027 Nipigon Beach Rd, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$379,000 (Sep 2018)
Tax Bill	$9,517 (2025)
Deeds & Mortgages	Oct 2021 Transfer Dec 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`150-G80-000-014-00`

Property Details

APN / Parcel Number

Primary APN	`150-G80-000-014-00`

Exterior

Lot Area	20,038 sqft (0.46 acres)

Location & Zoning

Street Address	1027 NIPIGON BEACH RD
City	COLDWATER
State	MI
Zip	49036-9078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 GRAND VIEW SUB EXC LD SELY OF A LI COM 73 FT W OF SE COR OF SD LOT & TH N 37DEG E 190 FT TO A PT ON NELY LI OF LOT 41
Legal Subdivision	GRAND VIEW SUB
Legal Lot Number	14,41
Jurisdiction	BRANCH MI
Township / Civil Division	KINDERHOOK
Census Block Group	2
Census Block	2036
Census Tract	951100

Owner

1027 Nipigon Beach Rd is owned and occupied by an individual who acquired it in October 2021.

Source: Branch County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1027 NIPIGON BEACH RD, COLDWATER, MI 49036-9078
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Intrafamily Transfer, Transfer
Dec 8, 2020	Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTURY BANK & TRUST
Sep 17, 2018	Warranty Deed, Transfer · Conventional Mortgage CENTURY BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2018 · Amount on File
Deed Sale	Sep 17, 2018 · Amount on File
Deed Document Number	20186084
Last Transfer Date	Oct 13, 2021
Transfer Doc	202107783
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Oct 14, 2021
Property Address	1027 NIPIGON BEACH RD, COLDWATER, MI 49036-9078
Document Number	202107783
Map Reference	LB 3 PG 61
Instrument Date	Oct 13, 2021
Instrument	2021-07783
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 NIPIGON BEACH RD, COLDWATER, MI 49036-9078

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	1027 NIPIGON BEACH RD, COLDWATER, MI 49036-9078
Transaction Type	Mortgage
Record Updated	Dec 30, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202008321
Date	Dec 8, 2020
Instrument	2020-08321

Lender

Name	CENTURY BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	1027 NIPIGON BEACH RD, COLDWATER, MI 49036-9078
Transaction Type	Mortgage
Record Updated	Aug 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202005082
Date	Aug 10, 2020
Instrument	2020-05082

Lender

Name	CENTURY BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Sep 17, 2018
Property Address	1027 NIPIGON BEACH RD, COLDWATER, MI 49036-9078
Document Number	201806084
Map Reference	LB3 PG51
Instrument Date	Sep 14, 2018
Instrument	2018-06084
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF INDIAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,259.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 LINCROFT DR, 225, FORT WAYNE, IN 46845

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Ux (and Wife)
Address	1027 NIPIGON BEACH RD, COLDWATER, MI 49036-9078

Mortgage

Document Number	201806085
Date	Sep 17, 2018
Instrument	2018-06085

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1027 Nipigon Beach Rd was $9,517, up 2.6% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Kinderhook Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,400 (+8.54%)	$912,800 (+8.54%)
2025	$9,517.00 (+2.56%)	$420,500	$841,000
2024	$9,279.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1027 Nipigon Beach Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1027 Nipigon Beach Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Lakeland Internet Fixed Wireless	300 / 300
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Mercury Fiber, MetaLINK Technologies.

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