Sumner County property record for 1027 Nichols Cir E, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,803 sqft · built 1973 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $308,000 (Jun 2020) |
| Tax Bill | $1,998 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083135 05200 |
| Primary APN | 083135 05200 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,803 sqft Living Area |
| Gross Area | 2,781 sqft |
| 1st Floor Area | 1,791 sqft |
| Basement Area | 392 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 78,408 sqft (1.8 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 2,050 sqft |
| Driveway | Driveway |
| Driveway Area | 2,326 sqft |
| Parking Spaces | 9 Parking Spaces |
| Pool Area | 576 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 324 sqft |
| Utility Building | 336 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1027 NICHOLS CIR E |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-3830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT: 0007 PAGE: 0001 BLOCK: LOT: 0037 SUBD: PLEASANT ACRES SEC 2 |
| Legal Subdivision | PLEASANT ACRES SEC 2 |
| Legal Tract | 37 |
| Legal Lot Number | 37 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 20903 |
Source: Sumner County assessment roll, APN 083135 05200, as of January 21, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1027 NICHOLS CIR E, GALLATIN, TN 37066-3830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 11, 2020 | Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Mar 03, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 11, 2020 · Amount on Record |
| Deed Sale | Jun 11, 2020 · Amount on Record |
| Prior Sale | Mar 03, 2017 · Amount on Record |
| Deed Document Number | 20201314770 |
| Deed Book / Page | 5242 / 122 |
| Last Transfer Date | Sep 30, 2024 |
| Transfer Doc | 0064540633 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 1027 NICHOLS CIR E, GALLATIN, TN 37066-3830 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0056000189 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 5600/189 |
| Instrument | 1365233 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Jun 11, 2020 |
| Property Address | 1027 NICHOLS CIR E, GALLATIN, TN 37066-3830 |
| Document Number | 0052420122 |
| Book / Page | 005242 / 000122 |
| Instrument Date | Jun 05, 2020 |
| Instrument | 1314770 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,140.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1027 NICHOLS CIR E GALLATIN TN 370663830, GALLATIN, TN 37066-3830 |
| Document Number | 52420125 |
|---|---|
| Date | Jun 11, 2020 |
| Book Page | 005242/000125 |
| Instrument | 1314771 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Mar 03, 2017 |
| Property Address | 1027 NICHOLS CIR E, GALLATIN, TN 37066-3830 |
| Document Number | 0044890653 |
| Book / Page | 004489 / 000653 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 1187234 |
| Transaction Type | Transfer |
| Record Updated | Mar 08, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $925.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1027 NICHOLS CIR E GALLATIN TN 370663830, GALLATIN, TN 37066-3830 |
Source: Sumner County assessment roll as of January 21, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,998.00 (-8.73%) | $140,575 (+95.99%) Land $35,575 Building $105,000 | |
| 2024 | $562,300 (+95.99%) Land $142,300 Building $420,000 | ||
| 2023 | $2,189.00 (-0.32%) | $71,725 (-) Land $20,025 Building $51,700 | |
| 2022 | $2,196.00 | $71,725 Land $20,025 Building $51,700 | |
| 2021 | $286,900 Land $80,100 Building $206,800 |
Source: FEMA National Flood Hazard Layer, Sumner County (47165C), as of July 12, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471650209032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 11 (2010–2015) |
| Claims Outside the SFHA | 10 of 11 |
| Most Recent Claim | Aug 2015 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 72 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system TN0000253, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GALLATIN WATER DEPARTMENT serves 65,964 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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