1027 N Oak St, Foley, AL 36535 Property Records

Baldwin County property record for 1027 N Oak St, Foley, AL 36535

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,457 sqft · built 1980
Lot Size	0.694 acres (30,250 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Dec 2021)
Tax Bill	$2,351 (2026)
Deeds & Mortgages	Apr 2022 Sale Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`54-04-20-4-000-037`

Property Details

APN / Parcel Number

Primary APN	`54-04-20-4-000-037`
Alternative APNs	`509521` `312257` `39244`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,457 sqft Heated Area
1st Floor Area	2,457 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	30,250 sqft (0.694 acres)
Lot Dimensions	125 ft deep x 242 ft wide
Utility Building	130 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	509521
Street Address	1027 N OAK ST
City	FOLEY
State	AL
Zip	36535-2142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	242' X 125' MAGNOLIA SPRINGS LAND CO ADDN LOTS 1 & 2 BLK 233 SEC 20-T7S-R4E (WD)
Legal Subdivision	MAGNOLIA SPRINGS LAND CO ADDN
Legal Block	233
Legal Lot Number	1-2
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	3
Census Block	3036
Census Tract	11501

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1027 N OAK ST, FOLEY, AL 36535-2142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Warranty Deed, Transfer
Dec 14, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK
Mar 3, 2020	Warranty Deed, Transfer · FHA Mortgage ADVANCE MORTGAGE & INVESTMENT CO IN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2021 · Amount on Record
Deed Sale	Dec 14, 2021 · Amount on Record
Prior Sale	Mar 3, 2020 · Amount on Record
Deed Document Number	20211964189
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Apr 13, 2022
Property Address	1027 N OAK ST, FOLEY, AL 36535-2142
Document Number	0001992231
Instrument Date	Apr 12, 2022
Instrument	1992231
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21275 US HWY 48, FOLEY, AL 36535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1282 SANTA INES CT, PETALUMA, CA 94954-5353

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Dec 14, 2021
Property Address	1027 N OAK ST, FOLEY, AL 36535-2142
Document Number	0001964189
Instrument Date	Dec 10, 2021
Instrument	1964189
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1118 CROWN WALK DR, FOLEY, AL 36535-7407

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1027 N OAK ST, FOLEY, AL 36535-2142

Mortgage

Document Number	0001964190
Date	Dec 14, 2021
Instrument	1964190

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Mar 3, 2020
Property Address	1027 N OAK ST, FOLEY, AL 36535-2142
Document Number	0001815015
Instrument Date	Mar 2, 2020
Instrument	1815015
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	SENTINEL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 MAGNOLIA CIR, 41, FOLEY, AL 36535-4607

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1027 N OAK ST, FOLEY, AL 36535-2142

Mortgage

Document Number	0001815016
Date	Mar 3, 2020
Instrument	1815016

Lender

Name	ADVANCE MORTGAGE & INVESTMENT CO IN
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Foley City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,351.00 (-1.09%)
2025	$2,377.00 (+0.46%)	$72,060 (+0.47%) Land $12,380 Building $59,680	$360,300 (+0.47%) Land $61,900 Building $298,400
2023	$2,366.00 (+150.11%) Homeowner's exemption	$71,720 (+138.75%)	$358,600 (+19.45%) Land $65,200 Building $293,400
2022	$946.00 (+37.5%) Homeowner's exemption	$30,040	$300,200 Land $66,300 Building $233,900
2021	$688.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	15 (1979–2020)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 82% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FOLEY, UTILITIES BOARD OF THE serves 50,919 people · EPA ID AL0000036
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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