1027 Middlesex St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 1027 Middlesex St, Lowell, MA 01851

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,100 sqft · built 1900
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on Record
Last Sale	$130,000 (Jun 2008)
Tax Bill	$5,697 (2026)
Deeds & Mortgages	Sep 2021 Transfer Sep 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`K02785`

Property Details

APN / Parcel Number

Primary APN	`K02785`
Alternative APNs	`LOWE M:102 B:4085 L:1027` `M:000102 T:K02785`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,100 sqft Living Area
Gross Area	3,843 sqft
1st Floor Area	950 sqft
Attic	Attic
Attic Area	840 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	K02785
Street Address	1027 MIDDLESEX ST
City	LOWELL
State	MA
Zip	01851-1386
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TTF
Legal Subdivision	125 WAVERLEY AVE
Legal Block	4085
Legal Lot Number	1027
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2003
Census Tract	311200

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1027 MIDDLESEX ST, LOWELL, MA 01851-1386
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 28, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance ROCKET MORTGAGE
Apr 29, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance QUICKEN LOANS INC
Apr 29, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2008 · Amount on Record
Deed Sale	Jun 25, 2008 · Amount on Record
Prior Sale	Apr 15, 2008 · Amount on Record
Last Transfer Date	Aug 6, 2021
Transfer Doc	36309-218
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Sep 28, 2021
Property Address	1027 MIDDLESEX ST, LOWELL, MA 01851-1386
Document Number	36309-218
Book / Page	36309 / 218
Instrument Date	Aug 6, 2021
Instrument	56693
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 MIDDLESEX ST, LOWELL, MA 01851-1386

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Sep 28, 2021
Property Address	1027 MIDDLESEX ST, LOWELL, MA 01851-1386
Document Number	36309-191
Book / Page	36309 / 191
Instrument Date	Aug 6, 2021
Instrument	56690
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 MIDDLESEX ST, LOWELL, MA 01851-1386

Mortgage

Document Number	36309-195
Date	Sep 28, 2021
Book Page	36309/195
Instrument	56691

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Apr 29, 2021
Property Address	1027 MIDDLESEX ST, LOWELL, MA 01851-1386
Document Number	35686-144
Book / Page	35686 / 144
Instrument Date	May 27, 2020
Instrument	25605
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 MIDDLESEX ST, LOWELL, MA 01851-1386

Mortgage

Document Number	35686-148
Date	Apr 29, 2021
Book Page	35686/148
Instrument	25606

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	May 1, 2050

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Apr 29, 2021
Property Address	1027 MIDDLESEX ST, LOWELL, MA 01851-1386
Document Number	35686-168
Book / Page	35686 / 168
Instrument Date	May 27, 2020
Instrument	25607
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 MIDDLESEX ST, LOWELL, MA 01851-1386

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,697.00 (+5.21%)	$501,900 (+6.4%) Land $163,800 Building $338,100	$528,998 (+0.57%)
2025	$5,415.00 (+1.44%)	$471,700 (+5.24%) Land $153,100 Building $318,600	$526,015 (+4.06%)
2024	$5,338.00 (+5.95%)	$448,200 (+10.5%) Land $137,800 Building $310,400	$505,495
2023	$5,038.00	$405,600 Land $119,800 Building $285,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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