1027 Michael Dr, Gadsden, AL 35903 Property Records

Etowah County property record for 1027 Michael Dr, Gadsden, AL 35903

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,723 sqft · built 1985
Lot Size	0.09 acres (4,014 sqft)
Owner	Individual Name on File
Last Sale	$229,950 (Apr 2018)
Tax Bill	$1,084 (2026)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-07-25-0-001-015.002`

Property Details

APN / Parcel Number

Primary APN	`15-07-25-0-001-015.002`
Alternative APNs	`228842` `45333`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,723 sqft Living Area
1st Floor Area	1,723 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	4,014 sqft (0.09 acres)
Lot Dimensions	17 ft deep x 236 ft wide
Garage Type	Carport
Garage Area	560 sqft
Carport	Carport
Carport Area	560 sqft
Loading Dock	560 sqft
Utility Building	400 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	228842
Street Address	1027 MICHAEL DR
City	GADSDEN
State	AL
Zip	35903-6907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YEAR - COM SW COR GOVT LT A BEING ON CONTOUR TH E'LY 625S ALONG CONTOUR TH SW 141.85 TO POB TH SW 116.95 TO CONTOUR TH MEANDER 2351 ALONG CONTOUR THNE 194.59 TH SE 157.35 TO POB PT TRACT 4 E M KEELING SUB PLAT B-270 GLENCOE 25-12-6 1416-235
Legal Range	6E
Legal Township	12S
Legal Section	25
Legal Subdivision	KEELING, E M LANDS
Legal Tract	4
Legal Lot Number	PT 4
Jurisdiction	ETOWAH AL
Township / Civil Division	GADSDEN
Census Block Group	1
Census Block	1074
Census Tract	1600

Owner

1027 Michael Dr is owned and occupied by an individual who bought it in April 2018.

Source: Etowah County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1027 MICHAEL DR, GADSDEN, AL 35903-6907
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2018 · Amount on File
Deed Sale	Apr 24, 2018 · Amount on File
Deed Document Number	20183466494
Record Updated	Oct 29, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Apr 24, 2018
Property Address	1027 MICHAEL DR, GADSDEN, AL 35903-6907
Document Number	3466494
Instrument Date	Apr 20, 2018
Instrument	3466494
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1027 MICHAEL DR, 1027, GADSDEN, AL 35903-6907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 MICHAEL DR, GADSDEN, AL 35903-6907

Mortgage

Document Number	3466495
Date	Apr 24, 2018
Instrument	3466495

Lender

Name	HONDA FEDERAL CREDIT UNION
Type	Non-Lending Institution
Address	MARYSVILLE, OH 43040

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1027 Michael Dr was $1,084 with a homeowner's exemption, down 3% from the year before.

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Unified School District	Etowah County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,084.00 (-2.95%) Homeowner's exemption
2025	$1,117.00 Homeowner's exemption	$28,460 Land $5,140 Building $23,320	$284,500 Land $51,300 Building $233,200
2023	$1,117.00 (+11.7%) Homeowner's exemption	$28,450 (+11.22%) Land $5,130 Building $23,320	$284,500 (+11.22%) Land $51,300 Building $233,200
2022	$1,000.00 Homeowner's exemption	$25,580 Land $5,130 Building $20,450	$255,800 Land $51,300 Building $204,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1027 Michael Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1027 Michael Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20