1027 Maple St, Osage, IA 50461 Property Records

Mitchell County property record for 1027 Maple St, Osage, IA 50461

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,319 sqft · built 1902
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$240,500 (Jul 2025)
Tax Bill	$2,932 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1024328010`

Property Details

APN / Parcel Number

Primary APN	`1024328010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,319 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	550 sqft
Unfinished Basement	314 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	132 ft deep x 99 ft wide
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Patio Area	749 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1027 MAPLE ST
City	OSAGE
State	IA
Zip	50461-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 LOT 11 & ALL LOT 12 BLK 45
Legal Subdivision	OSAGE
Legal Block	45
Legal Lot Number	11,12
Jurisdiction	MITCHELL IA
Township / Civil Division	OSAGE
Census Block Group	2
Census Block	2014
Census Tract	560300

Owner

1027 Maple St is owned and occupied by an individual who bought it in July 2025.

Source: Mitchell County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1027 MAPLE ST, OSAGE, IA 50461-1613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2025	Warranty Deed, Transfer · Closed-End Mortgage THE HOME TRUST & SAVINGS BANK
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK
Jun 9, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2025 · Amount on File
Deed Sale	Jul 1, 2025 · Amount on File
Prior Sale	Jul 2, 2009 · Amount on File
Deed Document Number	2025907
Deed Book / Page	2025 / 907
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL IA
Recording Date	Jul 1, 2025
Property Address	1027 MAPLE ST, OSAGE, IA 50461-1613
Document Number	002025/907
Book / Page	2025 / 907
Instrument Date	Jun 30, 2025
Instrument	2025 907
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 MAPLE ST, OSAGE, IA 50461-1613

Mortgage

Document Number	0002025908
Date	Jul 1, 2025
Instrument	2025 908

Lender

Name	THE HOME TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL IA
Property Address	1027 MAPLE ST, OSAGE, IA 50461-1613
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002021/269
Date	Feb 3, 2021
Book Page	2021/269
Instrument	2021 269

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL IA
Property Address	1027 MAPLE ST, OSAGE, IA 50461-1613
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/1020
Date	Jun 9, 2017
Book Page	2017/1020
Instrument	2017 1020

Lender

Name	FIRST CITIZENS BANK
Type	Bank
Address	CHARLES CITY, IA 50616

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1027 Maple St was $2,932 with a homeowner's exemption, up 7.6% from the year before.

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mitchell County
Municipality	Osage City
Unified School District	Osage Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,932.00 (+7.56%) Homeowner's exemption	$185,020 Land $17,820 Building $167,200	$185,020 Land $17,820 Building $167,200
2024	$2,726.00
2023		$174,250 (+30.13%) Land $17,820 Building $156,430	$174,250 Land $17,820 Building $156,430
2022	$2,362.00 Homeowner's exemption	$133,900 Land $17,820 Building $116,080
2021			$133,900 Land $17,820 Building $116,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1027 Maple St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1027 Maple St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSAGE MUNICIPAL WATER SUPPLY serves 3,637 people · EPA ID IA6663001
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	11 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Osage Municipal Utilities Cable	500 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on Maple St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures