1027 Malton Way, Galt, CA 95632 Property Records

Sacramento County property record for 1027 Malton Way, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,908 sqft · built 2002
Lot Size	0.172 acres (7,509 sqft)
Owner	Trust Name on File
Last Sale	$600,000 (Aug 2021)
Tax Bill	$7,431 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2023 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`148-0880-032-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0880-032-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,908 sqft Living Area
1st Floor Area	1,908 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,509 sqft (0.172 acres)
Garage Area	646 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1027 MALTON WAY
City	GALT
State	CA
Zip	95632-3466
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	RIVER OAKS 02C, LOT 401
Legal Subdivision	RIVER OAKS 02C
Legal Lot Number	401
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2012
Census Tract	9409

Owner

1027 Malton Way is owner-occupied and held in a trust since August 2021.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Trust Name on File
Mailing Address	1027 MALTON WAY, GALT, CA 95632-3466
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Aug 19, 2021	Grant Deed, Transfer · Conventional Mortgage ASSET FINANCIAL CENTER INC
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 25, 2017	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 2, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 1, 2018	Deed of Trust, Mortgage · Conventional with PMI FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2021 · Amount on File
Deed Sale	Aug 19, 2021 · Amount on File
Prior Sale	May 4, 2015 · Amount on File
Deed Document Number	20211017
Deed Book / Page	20210819 / 1017
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1027 MALTON WAY, GALT, CA 95632-3466
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	CALATLANTIC TITLE INC, CALATLANTIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 MALTON WAY, GALT, CA 95632-3466

Mortgage

Document Number	0000001435
Date	Mar 19, 2021
Instrument	202103191435

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1027 MALTON WAY, GALT, CA 95632-3466
Transaction Type	Mortgage
Record Updated	Apr 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 MALTON WAY, GALT, CA 95632-3466

Mortgage

Document Number	0000000767
Date	Apr 4, 2023
Instrument	2023040400767

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	239 Months
Due	Mar 1, 2043

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 19, 2021
Property Address	1027 MALTON WAY, GALT, CA 95632-3466
Document Number	2021081901017
Map Reference	MB 284 MAP 4
Instrument Date	Aug 17, 2021
Instrument	2021081901017
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1027 MALTON WAY, GALT, CA 95632-3466

Mortgage

Document Number	2021081901018
Date	Aug 19, 2021
Instrument	2021081901018

Lender

Name	ASSET FINANCIAL CENTER INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1027 MALTON WAY, GALT, CA 95632-3466
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	CALATLANTIC TITLE INC, CALATLANTIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 MALTON WAY, GALT, CA 95632-3466

Mortgage

Document Number	3190000001435
Date	Mar 19, 2021
Book Page	20210319/1435

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1027 MALTON WAY, GALT, CA 95632-3466
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001103
Date	Apr 25, 2017
Book Page	20170425/1103

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1027 MALTON WAY, GALT, CA 95632-3466
Document Number	2010290629
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1027 MALTON WAY GALT CA 956323466, GALT, CA 95632-3466

Mortgage

Document Number	2010290629
Date	Oct 29, 2020
Instrument	2010290629

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Oct 28, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1027 MALTON WAY, GALT, CA 95632-3466
Document Number	1805081015
Instrument Date	May 1, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1027 MALTON WAY GALT CA 956323466, GALT, CA 95632-3466

Mortgage

Document Number	1805081015
Date	May 8, 2018
Instrument	1805081015

Lender

Name	FINANCE OF AMERICA MTG
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1027 Malton Way was $7,431, up 4.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$649,458 (+2%) Land $97,418 Building $552,040
2025	$7,431.00 (+4.41%)	$636,724 Land $95,508 Building $541,216
2024	$7,117.00 (-1.25%)
2023	$7,207.00 (+4.01%)	$612,000 Land $91,800 Building $520,200
2022	$6,929.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1027 Malton Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1027 Malton Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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