Clay County property record for 1027 Low Gap Rd, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,152 sqft · built 1981 |
| Lot Size | 3.2 acres (139,392 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $720 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 548800594650 |
| Primary APN | 548800594650 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Building Area | 1,152 sqft Heated Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 139,392 sqft (3.2 acres) |
| Account Number | 4520301 |
|---|---|
| Street Address | 1027 LOW GAP RD |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-6237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SR 1159 TRACT 2 |
| Legal Tract | 2 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | HIAWASSEE |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 950101 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1027 LOW GAP RD, HAYESVILLE, NC 28904-6237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $720.00 (-7.34%) | $196,700 (+37.65%) Land $52,000 Building $144,700 | $196,700 (+37.65%) Land $52,000 Building $144,700 |
| 2025 | $777.00 (+17.19%) | $142,900 (-) Land $34,300 Building $108,600 | $142,900 (-) Land $34,300 Building $108,600 |
| 2023 | $663.00 | $142,900 Land $34,300 Building $108,600 | $142,900 Land $34,300 Building $108,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| RiverStreet Networks Fixed Wireless | 10 / 1 |
May also be available: Frontier, Windstream.
5G (outdoors only) and 4G LTE
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