1027 Laredo Ln, Durham, NC 27703 Property Records

Durham County property record for 1027 Laredo Ln, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,909 sqft · built 2015
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Jun 2023)
Tax Bill	$6,008 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0850-72-0277`

Property Details

APN / Parcel Number

Primary APN	`0850-72-0277`
Alternative APNs	`0850-72-02-7725` `217201`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,909 sqft Heated Area
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Conventional
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1027 LAREDO LN
City	DURHAM
State	NC
Zip	27703-8356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR 3.990
Legal Description	BRIGHTLEAF @ THE PARK/TR# 13B/PH:01B-02/LT#809 PL:000193-000375
Legal Subdivision	BRIGHTLFPK/TR13B
Legal Phase	1B&2
Legal Tract	13
Legal Lot Number	809
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	4
Census Block	4010
Census Tract	1808

Owner

Source: Durham County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1027 LAREDO LN, DURHAM, NC 27703-8356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 14, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2023 · Amount on Record
Deed Sale	Jun 15, 2023 · Amount on Record
Prior Sale	May 14, 2019 · Amount on Record
Deed Document Number	0009935260
Deed Book / Page	9935 / 260
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jun 15, 2023
Property Address	1027 LAREDO LN, DURHAM, NC 27703-8356
Document Number	0099350260
Book / Page	9935 / 260
Map Reference	MB 193 PG 374-378
Instrument Date	Jun 14, 2023
Instrument	2023064880
Transaction Type	Transfer
Record Updated	Jun 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14012 RIVERDOWNS NORTH MEWS, MIDLOTHIAN, VA 23113-3785

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 LAREDO LN, DURHAM, NC 27703-8356
Investor	Possibly a Property Investor

Mortgage

Document Number	2023064881
Date	Jun 15, 2023
Instrument	2023064881

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1027 LAREDO LN, DURHAM, NC 27703-8356
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090400001
Date	Aug 19, 2020
Book Page	9040/1
Instrument	2020033940

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Sep 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	May 14, 2019
Property Address	1027 LAREDO LN, DURHAM, NC 27703-8356
Document Number	0086550092
Book / Page	8655 / 092
Map Reference	MB 194 PG 191-193
Instrument Date	May 13, 2019
Instrument	2019015763
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$731.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 LAREDO LN, DURHAM, NC 27703-8356

Mortgage

Document Number	2019015764
Date	May 14, 2019
Instrument	2019015764

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Durham County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,008.00 (+35.41%)	$606,074 (+78.9%) Land $110,175 Building $495,899	$606,074 (+78.9%) Land $110,175 Building $495,899
2023	$4,437.00 (+2.33%)	$338,782 Land $70,375 Building $268,407	$338,782 Land $70,375 Building $268,407
2022	$4,336.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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