1027 Lafayette Ave, Cayce, SC 29033 Property Records

Lexington County property record for 1027 Lafayette Ave, Cayce, SC 29033

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,314 sqft · built 1960
Lot Size0.244 acres (10,639 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (May 2026)
Tax Bill$1,716 (2025)
Deeds & MortgagesOct 2024 Line of Credit
May 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN004650-09-004

Property Details

APN / Parcel Number

Primary APN004650-09-004
Alternative APN
  • 0465009004

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,314 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 2005
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypePier/Post & Beam
Roof MaterialShingle
Lot Area10,639 sqft (0.244 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1027 LAFAYETTE AVE
CityCAYCE
StateSC
Zip29033-3226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionGUIGNARD LOT 19 & PT 20 BLK 119
Legal SubdivisionLEXINGTON HOLDING CO AND THE GUIGNARD ES
Legal Block119
Legal Lot Number19
JurisdictionLEXINGTON SC
Township / Civil DivisionWEST COLUMBIA-CAYCE
Census Block Group2
Census Block2030
Census Tract20201

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1027 LAFAYETTE AVE, CAYCE, SC 29033-3226
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2024Deed of Trust, Mortgage · Line of Credit
FIRST PALMETTO BANK
May 4, 2026Deed, Transfer · FHA Mortgage
NEW AMERICAN FUNDING
Oct 31, 2023Intrafamily Transfer, Transfer
Aug 20, 2021Deed, Transfer · FHA Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2026 · Amount on Record
Deed SaleMay 4, 2026 · Amount on Record
Prior SaleAug 20, 2021 · Amount on Record
Deed Document Number202617859
Deed Book / Page21219 / 4074
Prior Transfer DateOct 30, 2023
Prior Transfer Doc2108002798
Record UpdatedOct 29, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address1027 LAFAYETTE AVE, CAYCE, SC 29033-3226
Transaction TypeMortgage
Record UpdatedJun 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2113101388
DateOct 28, 2024
Book Page21131/1388
Instrument2024039275
Lender
NameFIRST PALMETTO BANK
TypeBank
AddressCOLUMBIA, SC 29205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 28, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionLEXINGTON SC
Recording DateMay 4, 2026
Property Address1027 LAFAYETTE AVE, CAYCE, SC 29033-3226
Document Number0000017859
Book / Page21219 / 4074
Instrument DateApr 29, 2026
Instrument2026.17859
Transaction TypeTransfer
Record UpdatedMay 20, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$98,475.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1027 LAFAYETTE AVE, CAYCE, SC 29033-3226
InvestorPossibly a Property Investor

Mortgage

Document Number0000017860,
DateMay 4, 2026
Book Page21219/4077
Instrument2026.17860
Lender
NameNEW AMERICAN FUNDING
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.22%
Max Rate-1%

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEXINGTON SC
Recording DateOct 31, 2023
Property Address1027 LAFAYETTE AVE, CAYCE, SC 29033-3226
Document Number2108002798
Book / Page21080 / 2798
Map ReferenceMB 26-G PG 72
Instrument DateOct 30, 2023
Instrument2023038744
Transaction TypeTransfer
Record UpdatedNov 10, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1027 LAFAYETTE AVE, CAYCE, SC 29033-3226

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionLEXINGTON SC
Recording DateAug 20, 2021
Property Address1027 LAFAYETTE AVE, CAYCE, SC 29033-3226
Document Number2096002748
Book / Page20960 / 2748
Map ReferenceMB 26-G PG 72
Instrument DateAug 12, 2021
Instrument2021045369
Transaction TypeTransfer
Record UpdatedApr 25, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$795.50
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1027 LAFAYETTE AVE, CAYCE, SC 29033-3226

Mortgage

Document Number2021045370
DateAug 20, 2021
Instrument2021045370
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLexington County
MunicipalityCayce City
Unified School DistrictLexington School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,716.00 (+10.64%)$8,600 (-) Land $1,600 Building $7,000
2024$1,551.00 (+5.01%)$8,600 (-) Land $1,600 Building $7,000$215,000 (-) Land $40,000 Building $175,000
2023$1,477.00$8,600 Land $1,600 Building $7,000$215,000 Land $40,000 Building $175,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims6 (1983–2015)
Claims Outside the SFHA5 of 6
Most Recent ClaimOct 2015 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CAYCE
serves 17,460 people · EPA ID SC3210003
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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