1027 Keyserkill Rd, Middleburgh, NY 12122 Property Records

Schoharie County and Fulton Town property record for 1027 Keyserkill Rd, Middleburgh, NY 12122

Property Summary

Property Type	Mobile Home
Details	612 sqft · built 1968
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$8,000 (Sep 2015)
Tax Bill	$2,769 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`433200 150.-3-2`

Property Details

APN / Parcel Number

Primary APN	`433200 150.-3-2`
Alternative APNs	`320015000000030020000000` `465J186008`

Interior

Building Area	612 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Mobile Home
Lot Area	43,560 sqft (1 acres)
Lot Width	208 ft Width

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	465J186008
Street Address	1027 KEYSERKILL RD
City	MIDDLEBURGH
State	NY
Zip	12122-3813
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	01 - NOT Z
Legal Block	3
Legal Lot Number	2.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	FULTON
Census Block Group	1
Census Block	1088
Census Tract	740600

Owner

1027 Keyserkill Rd, a mobile home, is owned by two individuals who acquired it in October 2024.

Source: Schoharie County and Fulton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1088 KEYSERKILL RD, MIDDLEBURGH, NY 12122-3812
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage NBT BANK NATIONAL ASSOCIATION
Jun 23, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2015 · Amount on File
Deed Sale	Sep 17, 2015 · Amount on File
Deed Book / Page	1006 / 33
Last Transfer Date	Oct 7, 2024
Transfer Doc	0000826616
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	1027 KEYSERKILL RD, MIDDLEBURGH, NY 12122-3813
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002140/90
Date	Jan 9, 2026
Book Page	2140/90
Instrument	830980

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2046

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Jun 23, 2023
Property Address	1027 KEYSERKILL RD, MIDDLEBURGH, NY 12122-3813
Document Number	0001192/47
Book / Page	1192 / 47
Instrument Date	Jun 16, 2023
Instrument	821738
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	259 BREMER RD, GILBOA, NY 12076-2331

Tax Assessment & Valuation

The 2026 property tax bill for 1027 Keyserkill Rd was $2,769, up 0.3% from the year before.

Source: Schoharie County and Fulton Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Fulton Town
Unified School District	Middleburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,769.00 (+0.29%)
2025	$2,761.00	$46,500 Land $9,200 Building $37,300	$112,048 Land $22,169 Building $89,879
2023		$46,500 (-) Land $9,200 Building $37,300	$98,852 (+8.42%) Land $19,558 Building $79,294
2022		$46,500 Land $9,200 Building $37,300	$91,176 Land $18,039 Building $73,137
2021	$1,123.00 (-58.14%)
2020	$2,683.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1027 Keyserkill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	14 (1980–2011)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Flooding, Jun 2000 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1027 Keyserkill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MIDTEL Fiber	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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