Berkeley County property record for 1027 Jervey Point Rd, Wando, SC 29492
| Property Type | Single Family Home |
|---|---|
| Details | 4,199 sqft · built 2008 |
| Lot Size | 0.24 acres (10,462 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $866,000 (Dec 2020) |
| Tax Bill | $3,421 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 269-06-02-029 |
| Primary APN | 269-06-02-029 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,199 sqft Finished Area |
| Gross Area | 6,431 sqft |
| 1st Floor Area | 799 sqft |
| 2nd Floor Area | 2,024 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,462 sqft (0.24 acres) |
| Garage Area | 1,081 sqft |
| Pool Area | 1 sqft |
|---|---|
| Porch | Patio |
| Porch Area | 618 sqft |
| Deck Area | 137 sqft |
| Patio Area | 137 sqft |
| Street Address | 1027 JERVEY POINT RD |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29492-8372 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | ASSESSMENT DISTRICT: 334RIVER REACH POINTE |
| Legal Subdivision | RIVER REACH POINTE |
| Legal Lot Number | 29 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | WANDO |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 20404 |
Source: Berkeley County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1027 JERVEY POINT RD, CHARLESTON, SC 29492-8372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Dec 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2020 · Amount on Record |
| Deed Sale | Dec 4, 2020 · Amount on Record |
| Prior Sale | Aug 1, 2016 · Amount on Record |
| Deed Document Number | 202048563 |
| Deed Book / Page | 3604 / 320 |
| Prior Transfer Date | Feb 7, 2007 |
| Prior Transfer Doc | 06351/0297 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 1027 JERVEY POINT RD, WANDO, SC 29492-8372 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 3784/0859 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 3784/859 |
| Instrument | 2021019251 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Dec 4, 2020 |
| Property Address | 1027 JERVEY POINT RD, WANDO, SC 29492-8372 |
| Document Number | 03604/0320 |
| Book / Page | 3604 / 320 |
| Map Reference | CAB Q PG 362A |
| Instrument Date | Nov 3, 2020 |
| Instrument | 2020048563 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | COOPERATIVE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,204.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1027 JERVEY POINT RD, CHARLESTON, SC 29492-8372 |
| Document Number | 2020048564 |
|---|---|
| Date | Dec 4, 2020 |
| Instrument | 2020048564 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $874,115 (+2,399.97%) Land $194,890 Building $679,225 | $1,042,800 (-) Land $232,500 Building $810,300 | |
| 2025 | $3,421.00 (+3.35%) | $34,965 (-) Land $7,796 Building $27,169 | $1,042,800 (-) Land $232,500 Building $810,300 |
| 2024 | $3,310.00 (-0.66%) Homeowner's exemption | $34,965 (+15%) Land $7,796 Building $27,169 | $1,042,800 (+37.19%) Land $232,500 Building $810,300 |
| 2022 | $3,332.00 Homeowner's exemption | $30,404 Land $5,400 Building $25,004 | $760,100 Land $135,000 Building $625,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 162 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 162 in force |
| Nearby Flood Claims | 7 (1989–2025) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Oct 2025 · alluvial fan flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 57% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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