1027 Gun Clb Rd, Stephenson, VA 22656 Property Records

Frederick County property record for 1027 Gun Clb Rd, Stephenson, VA 22656 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,735 sqft · built 2017
Lot Size	5.12 acres (223,027 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Jul 2015)
Tax Bill	$3,925 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Nov 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45A-10D`

Property Details

APN / Parcel Number

Primary APN	`45A-10D`
Alternative APN	`8009218`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,735 sqft Living Area
Gross Area	7,338 sqft
1st Floor Area	2,735 sqft
Basement Area	1,090 sqft
Finished Basement	1,090 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	223,027 sqft (5.12 acres)
Terrain	Rolling
Garage Area	756 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	496 sqft
Patio Area	616 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8009218
Street Address	1027 GUN CLUB RD
City	STEPHENSON
State	VA
Zip	22656-1808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEETOWN LD 5.12 ACRES
Legal Subdivision	LEETOWN
Legal Lot Number	D
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	2
Census Block	2062
Census Tract	50100

Owner

Source: Frederick County records · APN 45A-10D

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1027 GUN CLUB RD, STEPHENSON, VA 22656-1808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 02, 2023	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Nov 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST HOME MORTGAGE CORPORATION
Jan 03, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST HOME MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 15, 2015 · Amount on Record
Deed Sale	Jul 15, 2015 · Amount on Record
Deed Book / Page	1500 / 6586
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	1027 GUN CLUB RD, STEPHENSON, VA 22656-1808
Transaction Type	Mortgage
Record Updated	Mar 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001653
Date	Mar 02, 2023
Instrument	230001653

Lender

Name	FIRST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	1027 GUN CLUB RD, STEPHENSON, VA 22656-1808
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	MASTERS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016307
Date	Nov 13, 2020
Instrument	200016307

Lender

Name	FIRST HOME MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	1027 GUN CLUB RD, STEPHENSON, VA 22656-1808
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000018
Date	Jan 03, 2017
Instrument	170000018

Lender

Name	FIRST HOME MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,925.00 (+10.44%)	$740,500 Land $127,100 Building $613,400	$740,500 Land $127,100 Building $613,400
2025	$3,554.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690501002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jan 2024

Wildfire

Wildfire Risk	Low above 38% of the US · above 63% of Virginia
Wildfire Likelihood	About 1 in 2,041 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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