1027 Geranium Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1027 Geranium Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,201 sqft · built 1915
Lot Size	0.112 acres (4,879 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Aug 2022)
Tax Bill	$4,370 (2025)
Deeds & Mortgages	Oct 2025 Transfer Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-21-0048`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-21-0048`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,201 sqft Living Area
1st Floor Area	694 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Stucco
Lot Area	4,879 sqft (0.112 acres)
Lot Dimensions	122 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1027 GERANIUM AVE E
City	SAINT PAUL
State	MN
Zip	55106-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	EASTVILLE HEIGHTS LOT 23 BLK 5
Legal Range	22
Legal Township	29
Legal Section	28
Legal Quarter	2
Quarter-Quarter Section	1
Legal Subdivision	EASTVILLE HEIGHTS
Legal Block	5
Legal Lot Number	23
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2007
Census Tract	31100

Owner

Source: Ramsey County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1027 GERANIUM AVE E, SAINT PAUL, MN 55106-2707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Quit Claim Deed, Transfer Quitclaim
Aug 9, 2022	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL CORP
Aug 9, 2022	Warranty Deed, Transfer TITLE SMART INC, TITLESMART INC
Sep 6, 2017	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2022 · Amount on Record
Deed Sale	Aug 9, 2022 · Amount on Record
Prior Sale	Aug 9, 2022 · Amount on Record
Deed Document Number	0A04959045
Last Transfer Date	Oct 22, 2025
Transfer Doc	0A05083769
Record Updated	Jun 8, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 22, 2025
Property Address	1027 GERANIUM AVE E, SAINT PAUL, MN 55106-2707
Document Number	0A05083769
Instrument Date	Oct 22, 2025
Instrument	A05083769
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1027 GERANIUM AVE E, SAINT PAUL, MN 55106-2707

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 9, 2022
Property Address	1027 GERANIUM AVE E, SAINT PAUL, MN 55106-2707
Document Number	0A04959045
Instrument Date	Jul 22, 2022
Instrument	A04959045
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 GERANIUM AVE E, SAINT PAUL, MN 55106-2707

Mortgage

Document Number	0A04959046
Date	Aug 9, 2022
Instrument	A04959046

Lender

Name	CARDINAL FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 9, 2022
Property Address	1027 GERANIUM AVE E, SAINT PAUL, MN 55106-2707
Document Number	0A04959044
Instrument Date	Jul 22, 2022
Instrument	A04959044
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Tax	$561.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 GERANIUM AVE E, SAINT PAUL, MN 55106-2708

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RAMSEY MN
Property Address	1027 GERANIUM AVE E, SAINT PAUL, MN 55106-2707
Document Number	0004680054
Instrument Date	Sep 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 2, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 GERANIUM AVE E ST PAUL MN 551062707, ST PAUL, MN 55106-2707

Mortgage

Document Number	0004680054
Date	Oct 9, 2017
Instrument	4680054

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2047

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,370.00 (+20.65%) Homeowner's exemption	$210,700 (-6.19%) Land $25,000 Building $185,700	$210,700 (-6.19%) Land $25,000 Building $185,700
2023	$3,622.00 Homeowner's exemption	$224,600 Land $20,000 Building $204,600	$224,600 Land $20,000 Building $204,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

Nearby Properties on Geranium Ave E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures