1027 Gates Dr, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 1027 Gates Dr, Schenectady, NY 12306 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,632 sqft · built 1975
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Apr 2022)
Tax Bill	$7,900 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 58.18-1-26`

Property Details

APN / Parcel Number

Primary APN	`422800 58.18-1-26`
Alternative APN	`280005801800010260000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,632 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	155 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	300 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1027 GATES DR
City	SCHENECTADY
State	NY
Zip	12306-5627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R,G,FP,HBF,OG,TLSH,PT WESTCOT EST 2-21 6.-448-23
Legal Block	1
Legal Lot Number	26.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1012
Census Tract	33002

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 58.18-1-26

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1027 GATES DR, SCHENECTADY, NY 12306-5627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Warranty Deed, Transfer · VA Mortgage USAA FSB
Aug 28, 2017	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Prior Sale	Aug 28, 2017 · Amount on Record
Deed Document Number	202222873
Deed Book / Page	2083 / 775
Record Updated	Jun 08, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 29, 2022
Property Address	1027 GATES DR, SCHENECTADY, NY 12306-5627
Document Number	0000022873
Book / Page	2083 / 775
Instrument Date	Apr 11, 2022
Instrument	202222873
Transaction Type	Transfer
Record Updated	May 13, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,060.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1027 GATES DR, 1027, SCHENECTADY, NY 12306-5627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 1ST ST APT 128, 128, WATERVLIET, NY 12189-3964

Mortgage

Document Number	0000022874
Date	Apr 29, 2022
Instrument	202222874

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 28, 2017
Property Address	1027 GATES DR, SCHENECTADY, NY 12306-5627
Document Number	0000038902
Book / Page	001970 / 000015
Instrument Date	Aug 23, 2017
Instrument	38902
Transaction Type	Transfer
Record Updated	Sep 01, 2017
Title Company	HEARTHSTONE ABSTRACT LLC, HEARTHSTONE ABS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 MADISON AVE #6 ALBANY NY 122083641, 6, ALBANY, NY 12208-3641

Mortgage

Document Number	38903
Date	Aug 28, 2017
Book Page	004784/000116
Instrument	38903

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2047

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,900.00	$197,000 (-) Land $27,000 Building $170,000	$303,100 (+16.94%) Land $41,542 Building $261,558
2023		$197,000 Land $27,000 Building $170,000	$259,200 Land $35,525 Building $223,675

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930330021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 164 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Gates Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures