1027 E Saint Germain St, Saint Cloud, MN 56304 Property Records

Benton County property record for 1027 E Saint Germain St, Saint Cloud, MN 56304 · Last verified July 2026

Property Highlights

Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Architecture StyleMultifamily
Lot Size58,101 sqft (1.33 acres)
Last Sale$2,900,000 (2022)
Tax Bill$40,408.00 (2026)

Property Details

APN / Parcel Number

Primary APN17.00087.00

Interior

Units25 Units

Exterior

Architectural StyleMultifamily Style
Lot Area58,101 sqft (1.33 acres)

Location & Zoning

Street Address1027 E SAINT GERMAIN ST
CitySAINT CLOUD
StateMN
Zip56304-0601
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionSECT-36 TWP-036 RANGE-031 AUDITORS 1916 SUBD OF 36-36-31 LOT-013 PART OF LOTS 12 & 13 COMM AT SW COR OF LOT 1 BLK 1 FLETCHER
Legal Range031
Legal Township036
Legal Section36
Legal SubdivisionAUDITORS 1916 SUBD OF 36-36-31
Legal Block1
Legal Lot Number13
JurisdictionBENTON MN
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1014
Census Tract21201

Owner

Source: Benton County records · APN 17.00087.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4725 EXCELSIOR BLVD, 300, MINNEAPOLIS, MN 55416-3046
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2026Deed of Trust, Mortgage · Commercial Mortgage
BRIDGEWATER BANK
Sep 30, 2022Limited Warranty Deed, Construction Loan · Building or Construction Mortgage
FIRST BANK & TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 30, 2022 · Amount on Record
Deed SaleSep 30, 2022 · Amount on Record
Prior SaleNov 01, 2012 · Amount on Record
Deed Doc Number2022463109
Prior Transfer DateApr 29, 2013
Prior Transfer Doc0000398423
Record RefreshedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON MN
Property Address1027 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0601
Transaction TypeMortgage
Record UpdatedJan 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000481393
DateJan 13, 2026
Instrument481393
Lender
NameBRIDGEWATER BANK
TypeBank
AddressMINNEAPOLIS, MN 55416
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term59 Months
DueDec 18, 2030

September 2022: Limited Warranty Deed, Construction Loan

Document TypeLimited Warranty Deed
JurisdictionBENTON MN
Recording DateSep 30, 2022
Property Address1027 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0601
Document Number0000463109
Instrument DateSep 30, 2022
Instrument463109
Transaction TypeConstruction Loan
Record UpdatedSep 29, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$9,570.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4725 EXCELSIOR BLVD STE 300, 300, ST LOUIS PARK, MN 55416-3046

Mortgage

Document Number0000463110
DateSep 30, 2022
Instrument463110
Lender
NameFIRST BANK & TRUST
TypeBank
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term37 Months
DueSep 30, 2025

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$40,408.00 (+12.6%)$1,957,000 (-6.77%) Land $175,000 Building $1,782,000$1,957,000 (-6.77%) Land $175,000 Building $1,782,000
2025$35,886.00 (+7.44%)$2,099,000 (%) Land $175,000 Building $1,924,000$2,099,000 (%) Land $175,000 Building $1,924,000
2023$33,400.00$2,099,100 Land $175,000 Building $1,924,100$2,099,100 Land $175,000 Building $1,924,100

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